917 Bowes Rd, Lowell, MI 49331 Property Records

Kent County property record for 917 Bowes Rd, Lowell, MI 49331 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 2003
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Apr 2026)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`41-20-02-354-036`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-354-036`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	917 BOWES RD
City	LOWELL
State	MI
Zip	49331-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 66.0 FT OF LOTS 63 & 64 * SWEET & SMITH'S ADD
Legal Subdivision	SWEET & SMITHS ADD
Legal Lot Number	63-64
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4011
Census Tract	12004

Owner

Source: Kent County records · APN 41-20-02-354-036

Assessment roll updated June 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	917 BOWES RD, LOWELL, MI 49331-1612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2026	Warranty Deed, Transfer · VA Mortgage LAKE MICHIGAN CREDIT UNION
Aug 23, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2026 · Amount on Record
Deed Sale	Apr 07, 2026 · Amount on Record
Prior Sale	Feb 02, 2005 · Amount on Record
Deed Document Number	202622225
Prior Transfer Date	Jun 05, 2014
Prior Transfer Doc	0000046130
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 07, 2026
Property Address	917 BOWES RD, LOWELL, MI 49331-1612
Document Number	0000022225
Instrument Date	Apr 03, 2026
Instrument	202622225
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	SUN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$151,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 BOWES RD, LOWELL, MI 49331-1612

Mortgage

Document Number	0000022226,
Date	Apr 07, 2026
Instrument	2026722226

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.01%
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	917 BOWES RD, LOWELL, MI 49331-1612
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065892
Date	Aug 23, 2018
Instrument	20180823-0065892

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,900.00 (+2.76%) Homeowner's exemption	$106,300 (+83.28%)	$212,600 (+83.28%)
2024	$1,849.00 (-2.48%)
2023		$58,000	$116,000
2019	$1,896.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260810120044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1981–2017)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2017, river or lake flooding
Claims By Storm	Flooding, Apr 2013 · 7 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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