Kent County property record for 920 Bowes Rd, Lowell, MI 49331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,276 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Dec 2011) |
| Tax Bill | $1,928 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Dec 2018 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 41-20-11-102-009 |
| Primary APN | 41-20-11-102-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,276 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 920 BOWES RD |
|---|---|
| City | LOWELL |
| State | MI |
| Zip | 49331-1647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | W 16 FT OF LOT 8 ALSO LOTS 9 & 10 BLK 2 * CLARKE'S SUBDIVISION |
| Legal Subdivision | CLARKES SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 8-10 |
| Jurisdiction | KENT MI |
| Township / Civil Division | LOWELL |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 12004 |
Source: Kent County records · APN 41-20-11-102-009
Assessment roll updated June 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 920 BOWES RD, LOWELL, MI 49331-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 04, 2023 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Dec 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE MORTGAGE WHOLESALE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2011 · Amount on Record |
| Deed Sale | Dec 13, 2011 · Amount on Record |
| Prior Sale | Dec 29, 2003 · Amount on Record |
| Deed Document Number | 201198801 |
| Prior Transfer Date | Dec 16, 2003 |
| Prior Transfer Doc | 0000251534 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 920 BOWES RD, LOWELL, MI 49331-1647 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 920 BOWES RD, LOWELL, MI 49331-1647 |
| Document Number | 0000000449 |
|---|---|
| Date | Jan 04, 2023 |
| Instrument | 20230104-0000449 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 15, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 920 BOWES RD, LOWELL, MI 49331-1647 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000098392 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 20181218-0098392 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 920 BOWES RD, LOWELL, MI 49331-1647 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000088509 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 202009250088509 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 920 BOWES RD, LOWELL, MI 49331-1647 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015771 |
|---|---|
| Date | Feb 09, 2021 |
| Instrument | 20210209-0015771 |
| Name | PRIVATE MORTGAGE WHOLESALE INC |
|---|---|
| Address | GRAND RAPIDS, MI 49506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | Lowell City |
| Unified School District | Lowell Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,928.00 (+0.21%) Homeowner's exemption | $92,400 (+25.2%) | $184,800 (+25.2%) |
| 2023 | $73,800 | $147,600 | |
| 2019 | $1,924.00 |
Source: FEMA National Flood Hazard Layer as of January 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1981–2017) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2017 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 189 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOWELL serves 4,150 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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