909 Bowes Rd, Lowell, MI 49331 Property Records

Kent County property record for 909 Bowes Rd, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 995 sqft · built 1870
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Dec 2023)
Tax Bill	$4,061 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`41-20-02-354-037`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-354-037`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	995 sqft Living Area

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	909 BOWES RD
City	LOWELL
State	MI
Zip	49331-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	W 66.0 FT OF E 132.0 FT OF LOTS 63 & 64 * SWEET & SMITH'S ADD
Legal Subdivision	SWEET & SMITHS ADD
Legal Lot Number	63-64
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4011
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	909 BOWES RD, LOWELL, MI 49331-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE CORP
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Apr 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 30, 2020	Warranty Deed, Transfer · Conventional with PMI PFCU
May 19, 2017	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	202373665
Prior Transfer Date	Feb 1, 2007
Prior Transfer Doc	0000015244
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	909 BOWES RD, LOWELL, MI 49331-1612
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 BOWES RD, LOWELL, MI 49331-1612
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013788
Date	Mar 6, 2026
Instrument	20260306-0013788

Lender

Name	SUCCESS MORTGAGE CORP
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Dec 29, 2023
Property Address	909 BOWES RD, LOWELL, MI 49331-1612
Document Number	0000073665
Map Reference	LB 7 PG 13
Instrument Date	Dec 22, 2023
Instrument	20231229-0073665
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 BOWES RD, LOWELL, MI 49331-1612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4129 N CASTLE RIDGE DR SE, LOWELL, MI 49331
Investor	Possibly a Property Investor

Mortgage

Document Number	0000073666
Date	Dec 29, 2023
Instrument	20231229-0073666

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	909 BOWES RD, LOWELL, MI 49331-1612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035032
Date	Apr 24, 2020
Instrument	20200424-0035032

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jul 1, 2047

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 30, 2020
Property Address	909 BOWES RD, LOWELL, MI 49331-1612
Document Number	0000102707
Instrument Date	Oct 27, 2020
Instrument	102707
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 N JEFFERSON ST LOWELL MI 493311437, LOWELL, MI 49331-1437

Mortgage

Document Number	102708
Date	Oct 30, 2020
Instrument	102708

Lender

Name	PFCU
Address	PORTLAND, MI 48875

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	909 BOWES RD, LOWELL, MI 49331-1612
Document Number	0000046516
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 BOWES RD LOWELL MI 493311612, LOWELL, MI 49331-1612

Mortgage

Document Number	0000046516
Date	Jun 2, 2017
Instrument	46516

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,300 (+1.04%)	$194,600 (+1.04%)
2025	$4,061.00 (+115.9%) Homeowner's exemption	$96,300 (+35.63%)	$192,600 (+35.63%)
2023		$71,000	$142,000
2019	$1,881.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1981–2017)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2017 · river or lake flooding
Claims by Event	Flooding, Apr 2013 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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