Santa Rosa County property record for 9165 Timber Ln, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,884 sqft · built 2022 |
| Lot Size | 0.362 acres (15,769 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $414,700 (Sep 2022) |
| Tax Bill | $3,007 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-2S-26-0000-01702-0000 |
| Primary APN | 15-2S-26-0000-01702-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,884 sqft Living Area |
| Gross Area | 2,728 sqft |
| 1st Floor Area | 1,884 sqft |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 15,769 sqft (0.362 acres) |
| Lot Dimensions | 298 ft deep x 53 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9165 TIMBER LN |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | PARCEL 1: THE EAST 52.50 FT OF THE EAST HALF OF THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 15 TOWNSHIP 2 SOUTH RANGE 26 WEST LESS THE NORTH 33 FEET FOR ROAD RIGHT OF WAY BEING PART OF P |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9165 TIMBER LN, NAVARRE, FL 32566-1108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Sep 1, 2022 | Warranty Deed, Subdivision Related Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on Record |
| Deed Sale | Sep 1, 2022 · Amount on Record |
| Deed Document Number | 202250953 |
| Deed Book / Page | 4322 / 726 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 9165 TIMBER LN, NAVARRE, FL 32566-1108 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4 MUSKOGEE LN, DESTIN, FL 32541-4431 |
| Document Number | 0042910270 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 4291/270 |
| Instrument | 202233380 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 1, 2022 |
| Property Address | 9165 TIMBER LN, NAVARRE, FL 32566-1108 |
| Document Number | 0043220726 |
| Book / Page | 4322 / 726 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 202250953 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,902.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3725, MILTON, FL 32572-3725 |
| Name | Verified Name |
|---|---|
| Address | 9165 TIMBER LN, NAVARRE, FL 32566-1108 |
| Document Number | 0004322728 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 4322/728 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $295,105 (+2.9%) | $299,019 (+4.26%) Land $34,026 Building $264,993 | |
| 2024 | $3,007.00 (+1.79%) Homeowner's exemption | $286,788 (+2.67%) Land $28,355 Building $258,433 | $286,788 (+2.67%) Land $28,355 Building $258,433 |
| 2023 | $2,954.00 (+732.11%) | $279,337 (+1,541.9%) Land $25,519 Building $253,818 | $279,337 (+1,541.9%) Land $25,519 Building $253,818 |
| 2022 | $355.00 | $17,013 | $17,013 Land $17,013 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 7 (2014–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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