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9157 Timber Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9157 Timber Ln, Navarre, FL 32566 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,884 sqft · built 2023
Lot Size0.362 acres (15,769 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Mar 2023)
Tax Bill$178 (2024)
Deeds & MortgagesJun 2022 Line of Credit
Mar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-2S-26-0000-01700-0000

Property Details

APN / Parcel Number

Primary APN15-2S-26-0000-01700-0000
Alternative APN
  • S262150000017000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,884 sqft Living Area
Gross Area2,728 sqft
1st Floor Area1,884 sqft
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleMobile Home
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area15,769 sqft (0.362 acres)
Lot Dimensions298 ft deep x 53 ft wide
View / LotMobile Home
Garage TypeAttached
Garage Area528 sqft

Exterior Amenities

PorchFinished/Open Porch
Deck Area96 sqft
Patio Area1 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address9157 TIMBER LN
CityNAVARRE
StateFL
Zip32566-1108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATE FOR 2023* PARCEL 3: THE WEST 52.50 FT OF THE EAST 157.50 FT OF THE EAST HALF OF THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWESTQUARTER OF THE SOUTHEAST QUARTER, OF SECTION 15, TOWNSHIP 2 SOUTH, RANGE 26 WEST, LESS
Legal Range26W
Legal Township2S
Legal Section15
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2016
Census Tract10827

Owner

Source: Santa Rosa County records · APN 15-2S-26-0000-01700-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9157 TIMBER LN, NAVARRE, FL 32566-1108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2022Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF MISSISSIPPI
Mar 16, 2023Warranty Deed, Subdivision Related Transfer · VA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 16, 2023 · Amount on Record
Deed SaleMar 16, 2023 · Amount on Record
Prior SaleAug 15, 2005 · Amount on Record
Deed Document Number202310958
Deed Book / Page4375 / 1743
Prior Transfer DateJun 18, 2007
Prior Transfer Doc0027430067
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9157 TIMBER LN, NAVARRE, FL 32566-1108
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042910270
DateJun 02, 2022
Book Page4291/270
Instrument202233380
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFOREST, MS 39074
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 16, 2023
Property Address9157 TIMBER LN, NAVARRE, FL 32566-1108
Document Number0043751743
Book / Page4375 / 1743
Instrument DateMar 15, 2023
Instrument202310958
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 18, 2023
Title CompanyCLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 3725, MILTON, FL 32572-3725

Transferred To (Grantee/Buyer)

NameVerified Name
Address9157 TIMBER LN, NAVARRE, FL 32566-1108
InvestorPossibly a Property Investor

Mortgage

Document Number0043751745
DateMar 16, 2023
Instrument4375/1745
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$312,246 (+2.9%)$325,778 (+7.36%) Land $34,026 Building $291,752
2024$178.00 (-57.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$303,446 (+1,089.1%) Land $28,355 Building $275,091$303,446 (+1,089.1%) Land $28,355 Building $275,091
2023$419.00 (+82.97%)$25,519 (+5%) Land $25,519$25,519 (+5%) Land $25,519
2022$229.00$17,013$17,013 Land $17,013

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 117 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies117 in force
Nearby Flood Claims7 (2014–2025)
Claims Outside the SFHA7 of 7
Most Recent ClaimMay 2025, rainfall accumulation
Claims By Storm
  • Hurricane Sally, Sep 2020 · 4 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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