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9174 Timber Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9174 Timber Ln, Navarre, FL 32566 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,791 sqft · built 2017
Lot Size0.565 acres (24,651 sqft)
Owner2 Individual Names on File
Last Sale$236,500 (Jan 2018)
Tax Bill$1,861 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN15-2S-26-0000-00161-0000

Property Details

APN / Parcel Number

Primary APN15-2S-26-0000-00161-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,791 sqft Heated Area
Gross Area2,375 sqft
1st Floor Area2,211 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area24,651 sqft (0.565 acres)
Lot Dimensions2,970 ft deep x 830 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area164 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number152S260000001610000
Street Address9174 TIMBER LN
CityNAVARRE
StateFL
Zip32566-1107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 1/2 OF W 1/2 OF SE4 OF NE4 OF SW4 OF SE4 LESS S 33 FT FOR RD R/W AS DES IN OR 3691 PG 1859 (BEING PARCEL B- A NEW DESC FOR
Legal Range26W
Legal Township02S
Legal Section15
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2024
Census Tract10827

Owner

Source: Santa Rosa County records · APN 15-2S-26-0000-00161-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9174 TIMBER LN, NAVARRE, FL 32566-1107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Oct 31, 2017Loan Modification, Mortgage · Line of Credit
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 02, 2018 · Amount on Record
Deed SaleJan 02, 2018 · Amount on Record
Prior SaleJul 06, 2017 · Amount on Record
Deed Document Number201800144
Deed Book / Page3691 / 1859
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9174 TIMBER LN, NAVARRE, FL 32566-1107
Transaction TypeMortgage
Record UpdatedAug 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address9174 TIMBER LN, NAVARRE, FL 32566-1107

Mortgage

Document Number0040780171
DateFeb 26, 2021
Book Page4078/171
Instrument202112659
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Recording DateOct 31, 2017
Property Address9174 TIMBER LN, NAVARRE, FL 32566-1107
Document Number0036750116
Book / Page003675 / 000116
Instrument DateOct 12, 2017
Instrument45564
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyGUARANTEE TITLE/NORTHWEST FL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number36750116
DateOct 31, 2017
Book Page003675/000116
Instrument45564
Lender
NameCENTENNIAL BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$1,861.00 (+2.99%) Homeowner's exemption Disabled Person's exemption$193,076 (+3.27%)$269,132 (+2.38%) Land $43,725 Building $225,407
2023$1,807.00 (+3.08%) Homeowner's exemption Disabled Person's exemption$186,967 (+3%)$262,881 (+4.89%) Land $39,352 Building $223,529
2022$1,753.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$181,521$250,627 Land $32,793 Building $217,834

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 117 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies117 in force
97 of 117 on primary residences
Nearby Flood Claims7 (2014–2025)
Claims Outside the SFHA7 of 7
Most Recent ClaimMay 2025, rainfall accumulation
Flood Events
  • Hurricane Sally (Sep 2020), 4 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Apr 2014), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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