916 Vernon Pl, Covington, KY 41016 Property Records

Kenton County property record for 916 Vernon Pl, Covington, KY 41016

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 915 sqft · built 1990
Lot Size	0.021 acres (915 sqft)
Owner	Individual Name on File
Last Sale	$117,500 (May 2015)
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`840-32-00-001.00`

Property Details

APN / Parcel Number

Primary APN	`840-32-00-001.00`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	915 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Foundation Type	Concrete
Lot Area	915 sqft (0.021 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	916 VERNON PL
City	COVINGTON
State	KY
Zip	41016-3401
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HILLSIDE CONDOS LOT 1 UNIT A102 915 SF PLUS GARAGE 5
Legal Subdivision	HILLSIDE CONDOMINIUMS
Legal Phase	1
Legal Lot Number	A102
Legal Unit	A
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4000
Census Tract	63800

Owner

916 Vernon Pl, a condominium, is owned and occupied by an individual who bought it in May 2015.

Source: Kenton County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	916 VERNON PL, COVINGTON, KY 41016-3401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2015 · Amount on File
Deed Sale	May 29, 2015 · Amount on File
Prior Sale	Apr 10, 2008 · Amount on File
Deed Document Number	201505 29 059 00155
Deed Book / Page	5659 / 325
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	916 VERNON PL, COVINGTON, KY 41016-3401
Document Number	0000000132
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 29, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 VERNON PL COVINGTON KY 410163401, COVINGTON, KY 41016-3401

Mortgage

Document Number	0000000132
Date	Mar 16, 2018
Book Page	0C6371/000350
Instrument	132

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.29%

Tax Assessment & Valuation

The 2025 property tax bill for 916 Vernon Pl was $1,556.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,400 (+24.6%) Building $146,400	$146,400 (+24.6%) Building $146,400
2025	$1,556.00	$117,500 Building $117,500	$117,500 Building $117,500
2023	$1,565.00	$117,500 Building $117,500	$117,500 Building $117,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 916 Vernon Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 Vernon Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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