906 Vernon Pl, Covington, KY 41016 Property Records

Kenton County property record for 906 Vernon Pl, Covington, KY 41016

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,546 sqft · built 1991
Lot Size	0.035 acres (1,546 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jul 2022)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`840-32-00-004.00`

Property Details

APN / Parcel Number

Primary APN	`840-32-00-004.00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,546 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	1,546 sqft (0.035 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	906 VERNON PL
City	COVINGTON
State	KY
Zip	41016-3401
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HILLSIDE CONDOS LOT 1 UNIT D204 1546 SF
Legal Subdivision	HILLSIDE CONDOMINIUMS
Legal Phase	1
Legal Lot Number	D204
Legal Unit	D
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4000
Census Tract	63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1022 COLINA DR, VILLA HILLS, KY 41017-5322
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD BK NA
Dec 27, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Dec 27, 2017 · Amount on Record
Deed Document Number	2022195
Deed Book / Page	178 / 51
Prior Transfer Date	Jun 7, 2010
Prior Transfer Doc	0005900148
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 29, 2020
Property Address	906 VERNON PL, COVINGTON, KY 41016-3401
Document Number	0000000134
Book / Page	000004 / 000593
Instrument Date	Jan 13, 2020
Instrument	134
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	906 VERNON PL COVINGTON KY 410163401, COVINGTON, KY 41016-3401

Mortgage

Document Number	135
Date	Jan 29, 2020
Book Page	0000M7/000576
Instrument	135

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 27, 2017
Property Address	906 VERNON PL, COVINGTON, KY 41016-3401
Document Number	0000000244
Book / Page	0C6323 / 000231
Instrument Date	Dec 21, 2017
Instrument	244
Transaction Type	Transfer
Record Updated	Jan 12, 2018
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	906 VERNON PL COVINGTON KY 410163401, COVINGTON, KY 41016-3401

Mortgage

Document Number	247
Date	Dec 27, 2017
Book Page	006323/000235
Instrument	247

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2032

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,000 (-) Building $210,000	$210,000 (-) Building $210,000
2025	$2,782.00 (-0.54%)	$210,000 (-) Building $210,000	$210,000 (-) Building $210,000
2023	$2,797.00	$210,000 Building $210,000	$210,000 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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