912 Vernon Pl, Covington, KY 41016 Property Records

Kenton County property record for 912 Vernon Pl, Covington, KY 41016

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,135 sqft · built 1991
Lot Size	0.03 acres (1,297 sqft)
Owner	2 Company Names on Record
Last Sale	$200,000 (Jun 2021)
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`840-32-00-005.00`

Property Details

APN / Parcel Number

Primary APN	`840-32-00-005.00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,135 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Foundation Type	Concrete
Lot Area	1,297 sqft (0.03 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	912 VERNON PL
City	COVINGTON
State	KY
Zip	41016-3401
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HILLSIDE CONDOS LOT 1 UNIT E103 1297 SF
Legal Subdivision	HILLSIDE CONDOMINIUMS
Legal Phase	1
Legal Lot Number	E103
Legal Unit	E
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4000
Census Tract	63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1655 THE GREENS WAY, 3022, JACKSONVILLE BEACH, FL 32250-2466
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Intrafamily Transfer, Transfer
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Aug 27, 2020	Deed of Trust, Mortgage · Conventional with PMI STOCKTON MTG
Jul 16, 2019	Warranty Deed, Transfer · Conventional with PMI HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	20215900125
Deed Book / Page	99 / 939
Last Transfer Date	Nov 22, 2025
Transfer Doc	0005900100
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Dec 4, 2025
Property Address	912 VERNON PL, COVINGTON, KY 41016-3401
Document Number	0005900100
Book / Page	KC 378 / 619
Map Reference	MB 993 PG 52
Instrument Date	Nov 22, 2025
Instrument	25120405900100
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1655 THE GREENS WAY # WAY3022, WAY3022, JACKSONVILLE BEACH, FL 32250-2461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 THE GREENS WAY APT 3022, 3022, JACKSONVILLE BEACH, FL 32250-2466

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	912 VERNON PL # E, E, COVINGTON, KY 41016-3401
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900103
Date	Jan 31, 2022
Book Page	332/523
Instrument	22013105900103

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 24, 2021
Property Address	912 VERNON PL # E, E, COVINGTON, KY 41016-3401
Document Number	0005900125
Book / Page	99 / 939
Map Reference	MB 208 PG 97
Instrument Date	Jun 22, 2021
Instrument	21062405900125
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1641 LINCOLN BLVD APT 212, 212, SANTA MONICA, CA 90404-3762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 VERNON PL, COVINGTON, KY 41016-3401

Mortgage

Document Number	0005900126
Date	Jun 24, 2021
Book Page	235/249
Instrument	21062405900126

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	912 VERNON PL, COVINGTON, KY 41016-3401
Document Number	000M930087
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	MATTINGLY FORD TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 VERNON PL COVINGTON KY 410163401, COVINGTON, KY 41016-3401

Mortgage

Document Number	000M930087
Date	Sep 3, 2020
Book Page	000M93/000087

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 16, 2019
Property Address	912 VERNON PL, COVINGTON, KY 41016-3401
Document Number	0000000056
Book / Page	0C6704 / 000246
Instrument Date	Jul 12, 2019
Instrument	56
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 VERNON PL COVINGTON KY 410163401, COVINGTON, KY 41016-3401

Mortgage

Document Number	57
Date	Jul 16, 2019
Book Page	0C6704/000249
Instrument	57

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (-) Building $200,000	$200,000 (-) Building $200,000
2025	$2,650.00 (-0.53%)	$200,000 (-) Building $200,000	$200,000 (-) Building $200,000
2023	$2,664.00	$200,000 Building $200,000	$200,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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