1. Home
  2. Florida
  3. Monroe County
  4. Key Largo
  5. S Emerald Dr

916 S Emerald Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 916 S Emerald Dr, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 768 sqft · built 1980
Lot Size0.097 acres (4,250 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Jun 2022)
Tax Bill$2,136 (2024)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN00486852-003100

Property Details

APN / Parcel Number

Primary APN00486852-003100
Alternative APNs
  • 12623800486852003100
  • 1597937

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area768 sqft Living Area
1st Floor Area768 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2005
Exterior MaterialMetal
Construction TypeWood
Foundation TypeBlock
Roof TypeFlat
Roof MaterialMetal
Lot Area4,250 sqft (0.097 acres)
Lot Dimensions85 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchFinished/Screened Porch
Porch Area260 sqft
Deck Area264 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1597937
Old Parcel Number12623800486852003100
Street Address916 S EMERALD DR
CityKEY LARGO
StateFL
Zip33037-3815
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 916 S EMERALD DR SILVER SHORES MOBILE HOME PARK PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 & PT GOVT LOT 3 SEC 12
Legal Range38E
Legal Township62S
Legal Section12
Legal SubdivisionSILVER SHORES MOBILE HOMES
Legal Tract1
Legal Lot Number3,916
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract970600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address916 S EMERALD DR, KEY LARGO, FL 33037-3815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2022 · Amount on File
Deed SaleJun 1, 2022 · Amount on File
Deed Document Number0031791153
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address916 S EMERALD DR, KEY LARGO, FL 33037-3815
Transaction TypeMortgage
Record UpdatedJul 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031791156
DateJun 14, 2022
Book Page3179/1156
Instrument2379992
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term324 Months
DueJun 15, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$228,453 (+5.99%)$256,482 (+18.99%) Land $200,674 Building $55,808
2024$2,136.00 (+6.37%)
2023$2,008.00 (+12.81%) Homeowner's exemption$215,549 (+25.78%) Land $160,969 Building $54,580$215,549 (+25.78%) Land $160,969 Building $54,580
2022$1,780.00$171,372 Land $113,751 Building $57,621$171,372 Land $113,751 Building $57,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications.

Nearby Properties on S Emerald Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures