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915 S Emerald Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 915 S Emerald Dr, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,316 sqft · built 1979
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on Record
Last Sale$97,000 (Feb 2003)
Tax Bill$2,730 (2024)
Deeds & MortgagesSep 2023 Transfer
Flood ZoneZone X (minimal risk)
APN00486852-004200

Property Details

APN / Parcel Number

Primary APN00486852-004200
Alternative APNs
  • 12623800486852004200
  • 1598046

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,316 sqft Living Area
1st Floor Area1,316 sqft
FlooringTerrazzo
Interior WallsMasonry

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1996
Architectural StyleMobile Home
Exterior MaterialMetal
Construction TypeMetal Frame
Foundation TypeBlock
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions90 ft deep x 50 ft wide
Garage TypeCovered
Garage Area384 sqft

Exterior Amenities

PorchOpen Porch
Porch Area260 sqft
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1598046
Street Address915 S EMERALD DR
CityKEY LARGO
StateFL
Zip33037-3814
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeURM
Legal DescriptionPLAT OF SURVEY OF LIME GROVE ESTATES PB5-52 PT TRACT 1 & PT GOVT LOT 3 SEC 12 TWP 62 RGE 38 SILVER SHORES MOBILE HOME PARK LOT 915 SOUTH EMERALD DRIVE OR795-1700 OR872-1013 OR1055-1841 OR1421-1467 OR1867-452 OR3210-700 OR3239-1830 OR3242-1389
Legal Range38E
Legal Township62S
Legal Section12
Legal SubdivisionSILVER SHORES MOBILE HOMES
Legal Tract1
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2012
Census Tract970600

Owner

Source: Monroe County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9229 BABBITT WAY, CHARLOTTE, NC 28216-1698
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2003 · Amount on Record
Deed SaleFeb 26, 2003 · Amount on Record
Prior SaleSep 1, 1996 · Amount on Record
Deed Book / Page1867 / 452
Last Transfer DateSep 11, 2023
Transfer Doc0032421389
Record UpdatedOct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateSep 14, 2023
Property Address915 S EMERALD DR, KEY LARGO, FL 33037-3814
Document Number0032421389
Book / Page3242 / 1389
Instrument DateSep 11, 2023
Instrument2431870
Transaction TypeTransfer
Record UpdatedOct 10, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12221 OVERSEAS HWY, MARATHON, FL 33050-3528

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address9229 BABBITT WAY, CHARLOTTE, NC 28216-1698

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$300,128 (+16.56%) Land $235,125 Building $65,003$300,128 (+16.56%) Land $235,125 Building $65,003
2024$2,730.00 (+2.44%)
2023$2,665.00 (+108.04%)$257,488 (+101.18%) Land $200,925 Building $56,563$257,488 (+24.88%) Land $200,925 Building $56,563
2022$1,281.00 Senior Citizen's exemption$127,987$206,188 Land $149,625 Building $56,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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