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913 S Emerald Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 913 S Emerald Dr, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,152 sqft · built 1981
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Nov 2021)
Tax Bill$2,683 (2024)
Deeds & MortgagesNov 2021 Assignment
Flood ZoneZone X (minimal risk)
APN00486852-004100

Property Details

APN / Parcel Number

Primary APN00486852-004100
Alternative APNs
  • 12623800486852004100
  • 1598038

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1996
Exterior MaterialMetal
Construction TypeWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions90 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchFinished/Screened Porch
Porch Area620 sqft
Deck Area264 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1598038
Old Parcel Number12623800486852004100
Street Address913 S EMERALD DR
CityKEY LARGO
StateFL
Zip33037-3814
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionPLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 & PT GOVT LOT 3 SEC 12 TWP 62 RGE 38 SILVER SHORES MOBILE HOME PARK LOT 913
Legal Range38E
Legal Township62S
Legal Section12
Legal SubdivisionSILVER SHORES MOBILE HOMES
Legal Tract1
Legal Lot Number3,913
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2012
Census Tract970600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address913 S EMERALD DR, KEY LARGO, FL 33037-3814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2021 · Amount on Record
Deed SaleNov 1, 2021 · Amount on Record
Deed Document Number0031372393
Prior Transfer DateOct 20, 1997
Prior Transfer Doc0148002053
Record UpdatedJun 8, 2026

November 2021: Assignment of Lease, Transfer

Document TypeAssignment of Lease
JurisdictionMONROE FL
Recording DateNov 16, 2021
Property Address913 S EMERALD DR, KEY LARGO, FL 33037-3814
Document Number0031372393
Book / Page3137 / 2393
Map ReferenceMB 5 PG 52
Instrument DateNov 15, 2021
Instrument2348907
Transaction TypeTransfer
Record UpdatedDec 3, 2021
Title CompanyABSOLUTE FIRST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address913 S EMERALD DR, KEY LARGO, FL 33037-3814

Mortgage

Document Number31372396
DateNov 16, 2021
Instrument3137/2396
Lender
NameLYNN GRAVE
TypePrivate Party
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$293,859 (+17.36%) Land $235,125 Building $58,734$293,859 (+17.36%) Land $235,125 Building $58,734
2024$2,683.00 (+6.85%)$250,398 (-2.27%) Land $194,513 Building $55,885$250,398 (-2.27%) Land $194,513 Building $55,885
2023$2,511.00 (+14.24%)$256,202 (+23.79%) Land $200,925 Building $55,277$256,202 (+23.79%) Land $200,925 Building $55,277
2022$2,198.00$206,967 Land $149,625 Building $57,342$206,967 Land $149,625 Building $57,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications.

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