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916 Ruffin Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 916 Ruffin Rd, Columbus, MS 39702

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,875 sqft · built 1965
OwnerIndividual Name on Record
Tax Bill$749 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN55W190011000

Property Details

APN / Parcel Number

Primary APN55W190011000
Alternative APNs
  • 010537
  • 10537

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,875 sqft Adjusted Area
1st Floor Area1,269 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Garage TypeCarport
CarportCarport
Carport Area1,000 sqft
Parking Spaces3 Parking Spaces
Utility Building336 sqft

Utilities, Heating & Cooling

Heating SystemGravity Furnace

Location & Zoning

Account Number010537
Street Address916 RUFFIN RD
CityCOLUMBUS
StateMS
Zip39702-3115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE4 SW4 916 RUFFIN RD
Legal Range18W
Legal Township18S
Legal Section12
JurisdictionLOWNDES MS
Township / Civil Division1
Census Block Group1
Census Block1004
Census Tract500

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address916 RUFFIN RD, COLUMBUS, MS 39702-3115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2020
Deed SaleSep 29, 2020
Prior SaleNov 13, 2019
Deed Document Number0020206939
Deed Book / Page2020 / 6939
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateSep 29, 2020
Property Address916 RUFFIN RD, COLUMBUS, MS 39702-3115
Document Number0020206939
Book / Page002020 / 006939
Instrument DateSep 25, 2020
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyREAL ESTATE CLOSING SERVICES LLC, REAL ESTATE CLOSING SVCS LLC

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 RUFFIN RD COLUMBUS MS 39702, COLUMBUS, MS 39702

Mortgage

Document Number20204790
DateSep 29, 2020
Book Page002020/024790
Lender
NameJTS & CO
AddressCOLUMBUS, MS 39705
Agreement
AmountAmount Recorded
Term360 Months
DueSep 28, 2050

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$749.00 (+1.77%) Homeowner's exemption$6,092 (+14.08%)$60,920 (+14.08%) Land $18,000 Building $42,920
2024$736.00 (+12.02%)
2023$657.00 Homeowner's exemption$5,340$53,400 Land $18,000 Building $35,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Nearby Flood Policies69 in force
Nearby Flood Claims126 (1979–2025)
Claims Outside the SFHA3 of 126
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Feb 1991 · 4 claims
  • Severe Storms, Tornadoes & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS LIGHT & WATER
serves 23,616 people · EPA ID MS0440003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Sparklight
Cable		1,000 / 50
C Spire Wireless
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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