927 Ruffin Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 927 Ruffin Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,598 sqft · built 2021
Lot Size	0.32 acres (13,950 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,521 (2025)
Deeds & Mortgages	Jul 2021 Refinance May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55W190010100`

Property Details

APN / Parcel Number

Primary APN	`55W190010100`
Alternative APNs	`010528` `10528`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,598 sqft Adjusted Area
1st Floor Area	1,354 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,950 sqft (0.32 acres)
Lot Dimensions	150 ft deep x 93 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	927 RUFFIN RD
City	COLUMBUS
State	MS
Zip	39702-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	927 RUFFIN RD LOT 11
Legal Range	18W
Legal Township	18S
Legal Section	12
Legal Subdivision	RUFFIN SUBDIV
Legal Lot Number	11
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	500

Owner

Source: Lowndes County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	927 RUFFIN RD, COLUMBUS, MS 39702-3112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
May 18, 2022	Warranty Deed, Transfer
Dec 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022
Deed Sale	May 18, 2022
Prior Sale	Jul 29, 2021 · Amount on Record
Deed Book / Page	2022 / 3960
Prior Transfer Date	Jan 5, 2022
Prior Transfer Doc	2022000144
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	927 RUFFIN RD, COLUMBUS, MS 39702-3112
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202124066
Date	Jul 29, 2021
Book Page	2021/24066

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 18, 2022
Property Address	927 RUFFIN RD, COLUMBUS, MS 39702-3112
Document Number	0020223960
Book / Page	2022 / 3960
Instrument Date	May 12, 2022
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 RUFFIN RD, COLUMBUS, MS 39702-3112

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Dec 16, 2019
Property Address	927 RUFFIN RD, COLUMBUS, MS 39702-3112
Document Number	0020199095
Book / Page	002019 / 009095
Instrument Date	Dec 13, 2019
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1701 MAIN ST COLUMBUS MS 397014975, COLUMBUS, MS 39701-4975

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 5, 2017
Property Address	927 RUFFIN RD, COLUMBUS, MS 39702-3112
Document Number	0020174761
Book / Page	002017 / 004761
Instrument Date	Jun 27, 2017
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,521.00 (+1.47%) Homeowner's exemption	$11,152 (+17.6%)	$111,520 (+17.6%) Land $8,000 Building $103,520
2024	$1,499.00 (+19.92%)
2023	$1,250.00 Homeowner's exemption	$9,483	$94,830 Land $8,000 Building $86,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	126 (1979–2025)
Claims Outside the SFHA	3 of 126
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Feb 1991 · 4 claims Severe Storms, Tornadoes & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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