904 Ruffin Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 904 Ruffin Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,670 sqft · built 1965
Lot Size	0.58 acres (25,272 sqft)
Owner	Individual Name on File
Last Sale	$67,500 (Apr 2022)
Tax Bill	$1,428 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55W190011200`

Property Details

APN / Parcel Number

Primary APN	`55W190011200`
Alternative APNs	`010542` `10542`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,670 sqft Adjusted Area
1st Floor Area	1,298 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,272 sqft (0.58 acres)
Lot Dimensions	216 ft deep x 117 ft wide
Utility Building	696 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	904 RUFFIN RD
City	COLUMBUS
State	MS
Zip	39702-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE4 SW4 904 RUFFIN RD 2B
Legal Range	18W
Legal Township	18S
Legal Section	12
Legal Subdivision	SEC12 T18S R18W SE4 SWE
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	500

Owner

Source: Lowndes County records · APN 55W190011200

Assessment roll updated October 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	904 RUFFIN RD, COLUMBUS, MS 39702-3115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Deed Book / Page	2022 / 3140
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 21, 2022
Property Address	904 RUFFIN RD, COLUMBUS, MS 39702-3115
Document Number	0020223140
Book / Page	2022 / 3140
Instrument Date	Apr 21, 2022
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 RUFFIN RD, COLUMBUS, MS 39702-3115

Mortgage

Document Number	0020229921
Date	Apr 21, 2022
Instrument	2022/9921

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2037

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,428.00 (+1.28%)	$8,744 (+15.43%)	$58,290 (+15.43%) Land $6,000 Building $52,290
2024	$1,410.00 (+13.89%)
2023	$1,238.00	$7,575	$50,500 Land $6,000 Building $44,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870005001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	126 (1979–2025)
Claims Outside the SFHA	3 of 126
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Feb 1991 · 4 claims Severe Storms, Tornadoes & Flooding, Dec 1990 · 9 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cable One Cable	1,000 / 50
Telapex Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 251 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0440003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.