Gaston County property record for 916 Ramsgate Dr, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,576 sqft · built 1989 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,500 (Sep 1998) |
| Tax Bill | $3,304 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10080 01932 |
| Primary APN | 10080 01932 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,576 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Porch | Porch |
| Porch Area | 366 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 916 RAMSGATE DR |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-7534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1H |
| Legal Description | CROSS CREEK BLK C L 2 10 080 019 32 000 |
| Legal Subdivision | CROSS CREEK |
| Legal Block | C |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 33313 |
Source: Gaston County records · APN 10080 01932
Assessment roll updated August 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 916 RAMSGATE DR, GASTONIA, NC 28056-7534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 04, 1998 · Amount on Record |
| Deed Sale | Sep 04, 1998 · Amount on Record |
| Deed Book / Page | 2835 / 492 |
| Last Transfer Date | Jul 08, 2018 |
| Transfer Doc | 0050191449 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 916 RAMSGATE DR, GASTONIA, NC 28056-7534 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 916 RAMSGATE DR, GASTONIA, NC 28056-7534 |
| Document Number | 0053472440 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 5347/2440 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 916 RAMSGATE DR, GASTONIA, NC 28056-7534 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053141243 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 5314/1243 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 10, 2019 |
| Property Address | 916 RAMSGATE DR, GASTONIA, NC 28056-7534 |
| Document Number | 0050191449 |
| Book / Page | 005019 / 001449 |
| Instrument Date | Jul 08, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 916 RAMSGATE DR GASTONIA NC 280567534, GASTONIA, NC 28056-7534 |
Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,304.00 (+2.74%) | $462,850 (-) Land $48,000 Building $414,850 | |
| 2023 | $3,216.00 | $462,850 Land $48,000 Building $414,850 | |
| 2021 | $324,010 Land $44,000 Building $280,010 |
Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile USA, Verizon.
Based on FCC filings for 52 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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