1008 Ramsgate Dr, Gastonia, NC 28056 Property Records

Gaston County property record for 1008 Ramsgate Dr, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,235 sqft · built 1982
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,325 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10080 01915`

Property Details

APN / Parcel Number

Primary APN	`10080 01915`
Alternative APNs	`144499` `727128`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,235 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Cape Cod
Exterior Material	Brick Veneer
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	45,302 sqft (1.04 acres)
Porch	Porch
Porch Area	886 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1008 RAMSGATE DR
City	GASTONIA
State	NC
Zip	28056-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CROSS CREEK BLK B L 6 10 080 019 15 000
Legal Subdivision	CROSS CREEK
Legal Block	B
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1019
Census Tract	33313

Owner

Source: Gaston County records · APN 10080 01915

Assessment roll updated August 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1008 RAMSGATE DR, GASTONIA, NC 28056-7535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 11, 2019
Transfer Doc	0050250453
Record Updated	Jun 08, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Feb 15, 2019
Property Address	1008 RAMSGATE DR, GASTONIA, NC 28056-7535
Document Number	0050250453
Book / Page	005025 / 000453
Instrument Date	Feb 11, 2019
Transaction Type	Transfer
Record Updated	Mar 01, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1008 RAMSGATE DR GASTONIA NC 280567535, GASTONIA, NC 28056-7535

Mortgage

Document Number	50250459
Date	Feb 15, 2019
Book Page	005025/000459

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2034

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,325.00 (+2.73%)	$605,820 (-) Land $57,220 Building $548,600
2023	$4,210.00	$605,820 Land $57,220 Building $548,600
2021			$403,190 Land $52,160 Building $351,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 52 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.