Gaston County property record for 912 Ramsgate Dr, Gastonia, NC 28056 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2006 |
| Square Footage | 4,468 sqft Heated Area |
| Lot Size | 22,651 sqft (0.519 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $790,000 (2022) |
| Tax Bill | $5,282.00 (2023) |
| Primary APN | 10080 01931 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Building Area | 4,468 sqft Heated Area |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Footing Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 22,651 sqft (0.519 acres) |
| Pool Area | 437 sqft Pool |
| Porch | 1 Porch |
| Porch Area | 474 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Old Parcel Number | 10080 01931 |
|---|---|
| Street Address | 912 RAMSGATE DR |
| City | GASTONIA |
| State | NC |
| Zip | 28056-7534 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK BLK C L 1 10 080 019 31 000 |
| Legal Subdivision | CROSS CREEK |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | GASTON NC |
| Minor Civil Division | GASTONIA |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 33313 |
Source: Gaston County records · APN 10080 01931
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 912 RAMSGATE DR, GASTONIA, NC 28056-7534 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 14, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION |
| Jan 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2022 · Amount on Record |
| Deed Sale | Oct 03, 2022 · Amount on Record |
| Prior Sale | Feb 03, 2006 · Amount on Record |
| Deed Doc Number | 0053681410 |
| Deed Book / Page | 5368 / 1410 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 03, 2022 |
| Property Address | 912 RAMSGATE DR, GASTONIA, NC 28056-7534 |
| Document Number | 0053681410 |
| Book / Page | 5368 / 1410 |
| Map Reference | MB 37 PG 125 |
| Instrument Date | Sep 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,580.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1003 RAMSGATE DR, 1003, GASTONIA, NC 28056-7535 |
| Name | Verified Name |
|---|---|
| Address | 912 RAMSGATE DR, GASTONIA, NC 28056-7534 |
| Document Number | 0053681413 |
|---|---|
| Date | Oct 03, 2022 |
| Instrument | 5368/1413 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Oct 01, 2027 |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.2% |
| Margin | 2 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 912 RAMSGATE DR, GASTONIA, NC 28056-7534 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 912 RAMSGATE DR, GASTONIA, NC 28056-7534 |
| Document Number | 0052362268 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 5236/2268 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 912 RAMSGATE DR, GASTONIA, NC 28056-7534 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051880148 |
|---|---|
| Date | Jan 05, 2021 |
| Book Page | 5188/148 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $5,282.00 | $760,030 Land $48,000 Building $712,030 |
912 Ramsgate Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Gaston County (37071C), updated September 1, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 53rd in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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