916 Pine Tree Trl, Stillwater, MN 55082 Property Records

Washington County property record for 916 Pine Tree Trl, Stillwater, MN 55082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 1991
Lot Size	0.297 acres (12,950 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Nov 2022)
Tax Bill	$4,834 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-030-20-12-0049`

Property Details

APN / Parcel Number

Primary APN	`32-030-20-12-0049`
Alternative APN	`091302475`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,276 sqft Living Area
Basement Area	1,260 sqft
Finished Basement	900 sqft
Unfinished Basement	360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,950 sqft (0.297 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	916 PINE TREE TRL
City	STILLWATER
State	MN
Zip	55082-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENSON'S ADDN STILLWATER SUBDIVISIONNAME BENSON'S ADD LOT 4 BLOCK 4 SUBDIVISIONCD 09130
Legal Range	20W
Legal Township	30N
Legal Section	32
Legal Subdivision	BENSON'S ADD
Legal Block	4
Legal Lot Number	4
Jurisdiction	WASHINGTON MN
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1000
Census Tract	70603

Owner

916 Pine Tree Trl is owned and occupied by two individuals who bought it in November 2022.

Source: Washington County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	916 PINE TREE TRL, STILLWATER, MN 55082-5910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Sep 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Oct 4, 2004 · Amount on File
Deed Document Number	20224390843
Prior Transfer Date	Jan 11, 2017
Prior Transfer Doc	0004149491
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Nov 4, 2022
Property Address	916 PINE TREE TRL, STILLWATER, MN 55082-5910
Document Number	0004390843
Instrument Date	Nov 1, 2022
Instrument	4390843
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	916 PINE TREE TRL, STILLWATER, MN 55082-5910

Mortgage

Document Number	0004390844
Date	Nov 4, 2022
Instrument	4390844

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	916 PINE TREE TRL, STILLWATER, MN 55082-5910
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	DCA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004168449
Date	Sep 14, 2018
Instrument	4168449

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	916 PINE TREE TRL, STILLWATER, MN 55082-5910
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	DCA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004220874
Date	Dec 5, 2019
Instrument	4220874

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MN
Recording Date	Apr 3, 2018
Property Address	916 PINE TREE TRL, STILLWATER, MN 55082-5910
Document Number	0004149491
Instrument Date	Jan 11, 2017
Instrument	4149491
Transaction Type	Transfer
Record Updated	Apr 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 PINE TREE TRL STILLWATER MN 550825910, STILLWATER, MN 55082-5910

Tax Assessment & Valuation

The 2026 property tax bill for 916 Pine Tree Trl was $4,834 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Stillwater City
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,834.00 Homeowner's exemption
2025		$416,600 (+1.02%) Land $145,000 Building $271,600	$416,600 (+1.02%) Land $145,000 Building $271,600
2024		$412,400 Land $135,000 Building $277,400	$412,400 Land $135,000 Building $277,400
2023	$4,130.00
2022		$389,300 Land $146,900 Building $242,400	$389,300 Land $146,900 Building $242,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 916 Pine Tree Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 Pine Tree Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stillwater serves 19,462 people · EPA ID MN1820024
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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