904 Pine Tree Trl, Stillwater, MN 55082 Property Records

Washington County property record for 904 Pine Tree Trl, Stillwater, MN 55082

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,537 sqft · built 1991
Lot Size	0.297 acres (12,950 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,664 (2026)
Deeds & Mortgages	Sep 2026 Transfer Apr 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-030-20-12-0048`

Property Details

APN / Parcel Number

Primary APN	`32-030-20-12-0048`
Alternative APN	`091302450`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,537 sqft Living Area
Basement Area	1,504 sqft
Finished Basement	800 sqft
Unfinished Basement	704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,950 sqft (0.297 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	904 PINE TREE TRL
City	STILLWATER
State	MN
Zip	55082-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENSON'S ADDN STILLWATER SUBDIVISIONNAME BENSON'S ADD LOT 3 BLOCK 4 SUBDIVISIONCD 09130
Legal Range	20W
Legal Township	30N
Legal Section	32
Legal Subdivision	BENSON'S ADD
Legal Block	4
Legal Lot Number	3
Jurisdiction	WASHINGTON MN
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1000
Census Tract	70603

Owner

904 Pine Tree Trl is owned and occupied by two individuals who acquired it in June 2025.

Source: Washington County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 PINE TREE TRL, STILLWATER, MN 55082-5910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Apr 19, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Mar 6, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 18, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 23, 2025
Transfer Doc	0004520501
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WASHINGTON MN
Recording Date	Sep 15, 2026
Property Address	904 PINE TREE TRL, STILLWATER, MN 55082-5910
Document Number	0004520501
Instrument Date	Jun 23, 2025
Instrument	20264520501
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	904 PINE TREE TRL, STILLWATER, MN 55082-5910
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004434747
Date	Apr 19, 2024
Instrument	4434747

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	904 PINE TREE TRL, STILLWATER, MN 55082-5910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004104616
Date	Mar 6, 2017
Instrument	4104616

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	904 PINE TREE TRL, STILLWATER, MN 55082-5910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004139210
Date	Dec 18, 2017
Instrument	4139210

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jun 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	904 PINE TREE TRL, STILLWATER, MN 55082-5910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004207065
Date	Aug 30, 2019
Instrument	4207065

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 904 Pine Tree Trl was $5,664 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Stillwater City
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,664.00 Homeowner's exemption
2025		$437,500 (+1.65%) Land $145,000 Building $292,500	$437,500 (+1.65%) Land $145,000 Building $292,500
2024		$430,400 Land $135,000 Building $295,400	$430,400 Land $135,000 Building $295,400
2023	$5,052.00
2022		$405,600 Land $146,900 Building $258,700	$405,600 Land $146,900 Building $258,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Pine Tree Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Pine Tree Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stillwater serves 19,462 people · EPA ID MN1820024
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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