905 Pine Tree Trl, Stillwater, MN 55082 Property Records

Washington County property record for 905 Pine Tree Trl, Stillwater, MN 55082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,244 sqft · built 1981
Lot Size	0.438 acres (19,097 sqft)
Owner	Individual Name on File
Last Sale	$429,900 (Apr 2024)
Tax Bill	$4,842 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-030-20-12-0038`

Property Details

APN / Parcel Number

Primary APN	`32-030-20-12-0038`
Alternative APN	`091302025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,244 sqft Living Area
Basement Area	884 sqft
Finished Basement	800 sqft
Unfinished Basement	84 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,097 sqft (0.438 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	905 PINE TREE TRL
City	STILLWATER
State	MN
Zip	55082-5919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME BENSON'S ADD LOT 2 BLOCK 1 SUBDIVISIONCD 09130 BENSON'S ADDN STILLWATER
Legal Range	20W
Legal Township	30N
Legal Section	32
Legal Subdivision	BENSON'S ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	WASHINGTON MN
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2009
Census Tract	70603

Owner

905 Pine Tree Trl is owned and occupied by an individual who bought it in April 2024.

Source: Washington County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	905 PINE TREE TRL, STILLWATER, MN 55082-5919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK & TRUST
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jul 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on File
Deed Sale	Apr 29, 2024 · Amount on File
Deed Document Number	20244435522
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Apr 29, 2024
Property Address	905 PINE TREE TRL, STILLWATER, MN 55082-5919
Document Number	0004435522
Instrument Date	Apr 22, 2024
Instrument	4435522
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,418.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	905 PINE TREE TRL, STILLWATER, MN 55082-5919

Mortgage

Document Number	0004435523
Date	Apr 29, 2024
Instrument	4435523

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	905 PINE TREE TRL, STILLWATER, MN 55082-5919
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004344551
Date	Nov 15, 2021
Instrument	4344551

Lender

Name	FIRST STATE BANK & TRUST
Type	Bank
Address	BAYPORT, MN 55003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	905 PINE TREE TRL, STILLWATER, MN 55082-5919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004133071
Date	Oct 25, 2017
Instrument	4133071

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Jul 31, 2020
Property Address	905 PINE TREE TRL, STILLWATER, MN 55082-5919
Document Number	0004256176
Instrument Date	Jun 24, 2020
Instrument	4256176
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 905 Pine Tree Trl was $4,842 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Stillwater City
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,842.00 Homeowner's exemption
2025		$417,200 (+1.53%) Land $145,000 Building $272,200	$417,200 (+1.53%) Land $145,000 Building $272,200
2024		$410,900 Land $135,000 Building $275,900	$410,900 Land $135,000 Building $275,900
2023	$4,768.00
2022		$390,200 Land $146,900 Building $243,300	$390,200 Land $146,900 Building $243,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Pine Tree Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Pine Tree Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stillwater serves 19,462 people · EPA ID MN1820024
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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