916 Paddock Ct, Richmond, KY 40475 Property Records

Madison County property record for 916 Paddock Ct, Richmond, KY 40475

Property Summary

Property TypeOther
OwnerCompany Name on Record
Last Sale$299,000 (Jul 2023)
Tax Bill$2,356 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Jul 2023 Sale
Flood ZoneZone X (minimal risk)
APN0055-0013-0009

Property Details

APN / Parcel Number

Primary APN0055-0013-0009
Alternative APNs
  • 116168
  • 82013
  • 45535

Location & Zoning

Account Number45535
Street Address916 PADDOCK CT
CityRICHMOND
StateKY
Zip40475-1899
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionTHE PADDOCK UNIT 916
Legal Unit916
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1007
Census Tract10601

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address916 PADDOCK CT, RICHMOND, KY 40475-1899
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2022Deed of Trust, Mortgage · Line of Credit
CUMBERLAND VALLEY NATL BANK & TRUST CO
Jul 21, 2023Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2023 · Amount on Record
Deed SaleJul 21, 2023 · Amount on Record
Deed Document Number2014158067
Deed Book / PageD841 / 114
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address916 PADDOCK CT, RICHMOND, KY 40475-1899
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2200/351
DateNov 7, 2022
Book PageM2200/351
Instrument2014118628
Lender
NameCUMBERLAND VALLEY NATL BANK & TRUST CO
TypeBank
AddressLONDON, KY 40743
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 21, 2023
Property Address916 PADDOCK CT, RICHMOND, KY 40475-1899
Document Number00D841/114
Book / PageD841 / 114
Map ReferenceCAB 28 SL 221
Instrument DateJul 19, 2023
Instrument2014158067
Transaction TypeTransfer
Record UpdatedFeb 2, 2024

Transaction

AmountAmount Recorded
Tax$299.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address145 N ESTILL AVE, RICHMOND, KY 40475-1909

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address916 PADDOCK CT, RICHMOND, KY 40475-1899

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,356.00 (+1,201.66%) Homeowner's exemption$299,000 (+1,494.67%)$299,000 (+1,494.67%)
2023$181.00 (-0.55%)$18,750 (-)$18,750 (-)
2022$182.00$18,750$18,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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