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913 Paddock Ct, Richmond, KY 40475 Property Records

Madison County property record for 913 Paddock Ct, Richmond, KY 40475

Property Summary

Property TypeOther
OwnerIndividual Name on File
Last Sale$325,000 (Jul 2026)
Tax Bill$2,970 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Feb 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN0055-0013-0022

Property Details

APN / Parcel Number

Primary APN0055-0013-0022
Alternative APNs
  • 118964
  • 82004
  • 48424

Location & Zoning

Account Number48424
Street Address913 PADDOCK CT
CityRICHMOND
StateKY
Zip40475-1899
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionTHE PADDOCK (UNIT 913)
Legal SubdivisionPADDOCK AT GREY OAKS
Legal Unit913
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1007
Census Tract10601

Owner

Source: Madison County records · APN 0055-0013-0022

Assessment roll updated December 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address913 PADDOCK CT, RICHMOND, KY 40475-1899
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed, Transfer · Conventional Mortgage
CUMBERLAND VALLEY NATIONAL BANK
Feb 16, 2024Deed of Trust, Mortgage · Line of Credit
CUMBERLAND VALLEY NATL BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 30, 2026 · Amount on Record
Deed SaleJul 30, 2026 · Amount on Record
Deed Document Number202614365826
Deed Book / Page886 / 226
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 30, 2026
Property Address913 PADDOCK CT, RICHMOND, KY 40475-1899
Document Number0014365826
Book / Page886 / 226
Instrument DateJul 10, 2026
Instrument202614365826
Transaction TypeTransfer
Record UpdatedAug 07, 2026
Title CompanyLAND TITLE, LAND GROUP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$32,825.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 PADDOCK CT, RICHMOND, KY 40475-1899

Mortgage

Document Number0014365827,
DateJul 30, 2026
Instrument202614365827
Lender
NameCUMBERLAND VALLEY NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.91%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address913 PADDOCK CT, RICHMOND, KY 40475-1899
Transaction TypeMortgage
Record UpdatedFeb 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2283/648
DateFeb 16, 2024
Book PageM2283/648
Instrument2014191019
Lender
NameCUMBERLAND VALLEY NATL BANK & TRUST CO
TypeBank
AddressLONDON, KY 40743
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,970.00 (+1,540.88%)$315,000 (+1,58%)$315,000 (+1,58%)
2023$181.00 (-0.55%)$18,750 (-)$18,750 (-)
2022$182.00$18,750$18,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510106011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 250 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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