Madison County property record for 915 Paddock Ct, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $329,000 (Dec 2024) |
| Tax Bill | $3,102 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0055-0013-0021 |
| Primary APN | 0055-0013-0021 |
|---|---|
| Alternative APNs |
|
| Account Number | 39823 |
|---|---|
| Street Address | 915 PADDOCK CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1899 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | THE PADDOCK (UNIT 915) |
| Legal Subdivision | PADDOCK AT GREY OAKS |
| Legal Unit | 915 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10601 |
915 Paddock Ct is owned by an individual who bought it in December 2024.
Source: Madison County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 DEER LAKE PL, BRONSTON, KY 42518 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Feb 16, 2024 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Dec 23, 2024 | Warranty Deed, Transfer TREY TITLE LLC, TRUE TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2024 · Amount on File |
| Deed Sale | Dec 23, 2024 · Amount on File |
| Deed Document Number | 202414238405 |
| Deed Book / Page | 861 / 769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 5, 2026 |
| Property Address | 915 PADDOCK CT, RICHMOND, KY 40475-1899 |
| Document Number | 0014366878 |
| Book / Page | 2490 / 444 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202614366878 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 915 PADDOCK CT, RICHMOND, KY 40475-1899 |
| Document Number | 0014366878, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 2490/444 |
| Instrument | 202614366878 |
| Name | COMMONWEALTH CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 915 PADDOCK CT, RICHMOND, KY 40475-1899 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2283/656 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | M2283/656 |
| Instrument | 2014191020 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 23, 2024 |
| Property Address | 915 PADDOCK CT, RICHMOND, KY 40475-1899 |
| Document Number | 00D861/769 |
| Book / Page | D861 / 769 |
| Map Reference | CAB 28 SL 221 |
| Instrument Date | Dec 19, 2024 |
| Instrument | 2014238405 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | TREY TITLE LLC, TRUE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $329.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1896, RICHMOND, KY 40476-1896 |
| Name | Verified Name |
|---|---|
| Address | 433 DEER LAKE PL, BRONSTON, KY 42518 |
The 2025 property tax bill for 915 Paddock Ct was $3,102.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,102.00 | $329,000 | $329,000 |
| 2023 | $181.00 (-0.55%) | $18,750 (-) | $18,750 (-) |
| 2022 | $182.00 | $18,750 | $18,750 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 915 Paddock Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 915 Paddock Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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