Siskiyou County property record for 916 Oak St, McCloud, CA 96057
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.222 acres (9,647 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,373 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer Nov 2020 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 049-102-030-000 |
| Primary APN | 049-102-030-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,647 sqft (0.222 acres) |
|---|
| Old Parcel Number | 049-102-030 |
|---|---|
| Street Address | 916 OAK ST |
| City | MCCLOUD |
| State | CA |
| Zip | 96057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES-1 |
| Legal Subdivision | MC CLOUD SUB |
| Legal Lot Number | 79 |
| Jurisdiction | SISKIYOU CA |
| Township / Civil Division | MCCLOUD-MEDICINE LAKE |
| Census Block Group | 2 |
| Census Block | 2529 |
| Census Tract | 1200 |
916 Oak St is owned and occupied by two individuals who acquired it in June 2022.
Source: Siskiyou County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 991, MCCLOUD, CA 96057-0991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2022 | Intrafamily Transfer, Transfer |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 29, 2022 |
| Transfer Doc | 0000006270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SISKIYOU CA |
| Recording Date | Jul 25, 2022 |
| Property Address | 916 OAK ST, MCCLOUD, CA 96057 |
| Document Number | 0000006270 |
| Map Reference | MB 3 PG 119 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022-0006270 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 991, MCCLOUD, CA 96057-0991 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SISKIYOU CA |
| Property Address | 916 OAK ST, MCCLOUD, CA 96057 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 916 OAK ST, MCCLOUD, CA 96057 |
| Document Number | 0000010816 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2020-0010816 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 916 Oak St was $1,373 with a homeowner's exemption.
Source: Siskiyou County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | Siskiyou County |
| Elementary School District | McCloud Union Elementary School District (KG - 08) |
| Secondary School District | Siskiyou Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $112,650 (+2%) Land $25,985 Building $86,665 | |
| 2025 | $1,373.00 Homeowner's exemption | $110,442 Land $25,476 Building $84,966 |
| 2023 | $1,330.00 (+1.6%) Homeowner's exemption | $106,155 Land $24,488 Building $81,667 |
| 2022 | $1,309.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 916 Oak St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 916 Oak St is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCLOUD C.S.D. serves 1,317 people · EPA ID CA4710006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Coliform assessment Aug 2019 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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