912 Oak St, McCloud, CA 96057 Property Records

Siskiyou County property record for 912 Oak St, McCloud, CA 96057 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1990
Lot Size	0.2 acres (8,739 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Sep 2018)
Tax Bill	$2,329 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`049-102-040-000`

Property Details

APN / Parcel Number

Primary APN	`049-102-040-000`
Alternative APN	`049102040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Construction Type	Wood
Lot Area	8,739 sqft (0.2 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	049102040
Street Address	912 OAK ST
City	MCCLOUD
State	CA
Zip	96057-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD:MC CLOUD SUB
Legal Subdivision	MC CLOUD SUB
Legal Lot Number	78
Jurisdiction	SISKIYOU CA
Township / Civil Division	MCCLOUD-MEDICINE LAKE
Census Block Group	2
Census Block	2529
Census Tract	1200

Owner

Source: Siskiyou County records · APN 049-102-040-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 253, MCCLOUD, CA 96057-0253
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Jul 06, 2015
Deed Document Number	2018-0007450
Record Updated	Jun 08, 2026

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SISKIYOU CA
Recording Date	Sep 11, 2018
Property Address	912 OAK ST, MCCLOUD, CA 96057-8006
Document Number	0000007450
Map Reference	MB3 PG114-133
Instrument Date	Aug 28, 2018
Instrument	2018-0007450
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	MT SHASTA TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 253, MCCLOUD, CA 96057-0253

Mortgage

Document Number	0000007451
Date	Sep 11, 2018
Instrument	2018-0007451

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2033

Tax Assessment & Valuation

Source: Siskiyou County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Siskiyou County
Elementary School District	McCloud Union Elementary School District (KG - 08)
Secondary School District	Siskiyou Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,329.00 (+3.33%)	$194,096 (+4.04%) Land $33,464 Building $160,632
2023	$2,254.00 (+1.71%)	$186,561 Land $32,165 Building $154,396
2022	$2,216.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Siskiyou County (06093C), updated December 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060930012002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Nearby Flood Policies	31 in force 19 of 31 on primary residences

Wildfire

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	About 1 in 300 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.