913 Oak St, McCloud, CA 96057 Property Records

Siskiyou County property record for 913 Oak St, McCloud, CA 96057 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1920
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$286,000 (Oct 2022)
Tax Bill	$3,346 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Oct 2022 Second Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`049-101-150-000`

Property Details

APN / Parcel Number

Primary APN	`049-101-150-000`
Alternative APN	`049101150`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	7,200 sqft (0.165 acres)

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	049101150
Street Address	913 OAK ST
City	MCCLOUD
State	CA
Zip	96057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 1 LOT 48 MC CLOUD SUB
Legal Subdivision	MC CLOUD SUB
Legal Lot Number	48
Jurisdiction	SISKIYOU CA
Township / Civil Division	MCCLOUD-MEDICINE LAKE
Census Block Group	2
Census Block	2526
Census Tract	1200

Owner

Source: Siskiyou County records · APN 049-101-150-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 133, MCCLOUD, CA 96057-0133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRI COUNTIES BANK
Oct 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AXIA FINANCIAL LLC
Oct 27, 2022	Grant Deed, Transfer · Stand-Alone Second Mortgage AXIA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	May 06, 2011 · Amount on Record
Deed Document Number	2022-0009150
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SISKIYOU CA
Property Address	913 OAK ST, MCCLOUD, CA 96057
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	MT SHASTA TITLE AND ESCROW COMPANY, MT SHASTA TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5821 TRUCK VILLAGE DR, MOUNT SHASTA, CA 96067-9126

Mortgage

Document Number	0000009154
Date	Oct 27, 2022
Instrument	2022-0009154

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	REDDING, CA 96002

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SISKIYOU CA
Property Address	913 OAK ST, MCCLOUD, CA 96057
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	MT SHASTA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 OAK ST, MCCLOUD, CA 96057

Mortgage

Document Number	0000009153
Date	Oct 27, 2022
Instrument	2022-0009153

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Dec 20, 2052

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SISKIYOU CA
Recording Date	Oct 27, 2022
Property Address	913 OAK ST, MCCLOUD, CA 96057
Document Number	0000009150
Map Reference	MB 3 PG 114-133
Instrument	2022-0009150
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MT SHASTA TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 133, MCCLOUD, CA 96057-0133

Mortgage

Document Number	0000009152
Date	Oct 27, 2022
Instrument	2022-0009152

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Dec 20, 2052

Mortgage

Document Number	0000009151
Date	Oct 27, 2022
Instrument	2022-0009151

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Siskiyou County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Siskiyou County
Elementary School District	McCloud Union Elementary School District (KG - 08)
Secondary School District	Siskiyou Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,346.00 (+3.56%) Homeowner's exemption	$297,554 (+4.04%) Land $62,424 Building $235,130
2023	$3,231.00 (+154.21%) Homeowner's exemption	$286,000 Land $60,000 Building $226,000
2022	$1,271.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Siskiyou County (06093C), updated December 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060930012002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Nearby Flood Policies	31 in force

Wildfire

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	About 1 in 300 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Vyve Broadband	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures