Chesapeake City property record for 916 Michael Dr, Chesapeake, VA 23323
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,980 sqft · built 1995 |
| Lot Size | 0.299 acres (13,024 sqft) |
| Owner | Company Name on Record |
| Last Sale | $360,000 (Mar 2025) |
| Tax Bill | $3,497 (2025) |
| Deeds & Mortgages | May 2022 Refinance Jan 2014 Mortgage + 4 more |
| APN | 0254006001180 |
| Primary APN | 0254006001180 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,980 sqft Total Area |
| 1st Floor Area | 1,980 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,024 sqft (0.299 acres) |
| Lot Dimensions | 115 ft deep x 191 ft wide |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 916 MICHAEL DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-5911 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R10: RESID |
| Legal Description | C RESUB 116 THRU 118 1/2 BROADMOOR ANNEX .2987 AC |
| Legal Subdivision | BROADMOOR ANNEX |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21403 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 916 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC |
| Jan 15, 2014 | Deed of Trust, Mortgage · Commercial Mortgage FULTON BANK NA |
| Jul 3, 2007 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN BROKERS CONDUIT |
| May 2, 2022 | Intrafamily Transfer, Transfer |
| Jan 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 30, 2005 | Warranty Deed, Transfer · Commercial Mortgage WASHINGTON MUTUAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2025 · Amount on Record |
| Deed Sale | Mar 18, 2025 · Amount on Record |
| Prior Sale | Jan 8, 2020 · Amount on Record |
| Deed Document Number | 20255269 |
| Deed Book / Page | 10834 / 1350 |
| Last Transfer Date | Jul 3, 2025 |
| Transfer Doc | 10870/1466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 916 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10561/1121 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 10561/1121 |
| Instrument | 220017031 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 916 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009303/404 |
|---|---|
| Date | Jan 15, 2014 |
| Book Page | 9303/404 |
| Name | FULTON BANK NA |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 916 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007144/848 |
|---|---|
| Date | Jul 3, 2007 |
| Book Page | 7144/848 |
| Name | AMERICAN BROKERS CONDUIT |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 2, 2022 |
| Property Address | 916 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Document Number | 10553/1769 |
| Book / Page | 10553 / 1769 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 220014771 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5205 TERN RD, VIRGINIA BEACH, VA 23455-2529 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 8, 2020 |
| Property Address | 916 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Document Number | 10099/675 |
| Book / Page | 10099 / 675 |
| Instrument Date | Jan 7, 2020 |
| Instrument | 200000610 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4500 DELCO RD, VIRGINIA BEACH, VA 23455-2840 |
| Document Number | 200000611 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 200000611 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 30, 2005 |
| Property Address | 916 MICHAEL DR, CHESAPEAKE, VA 23323-5911 |
| Document Number | 006298/113 |
| Book / Page | 6298 / 113 |
| Instrument Date | Nov 29, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006298115 |
|---|---|
| Date | Nov 30, 2005 |
| Instrument | 6298/115 |
| Name | WASHINGTON MUTUAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,400 (-0.52%) Land $135,000 Building $209,400 | $344,400 (-0.52%) Land $135,000 Building $209,400 | |
| 2025 | $3,497.00 (+48.87%) | $346,200 (+12.33%) Land $120,000 Building $226,200 | $346,200 (+12.33%) Land $120,000 Building $226,200 |
| 2023 | $308,200 (+11.18%) Land $100,000 Building $208,200 | $308,200 (+11.18%) Land $100,000 Building $208,200 | |
| 2022 | $277,200 Land $85,000 Building $192,200 | $277,200 Land $85,000 Building $192,200 | |
| 2019 | $2,349.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 54 (1981–2022) |
| Claims Outside the SFHA | 2 of 54 |
| Most Recent Claim | Feb 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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