Chesapeake City property record for 900 Michael Dr, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,972 sqft · built 2009 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,100 (Feb 2025) |
| Tax Bill | $3,716 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Feb 2021 Refinance + 4 more |
| APN | 0254006001131 |
| Primary APN | 0254006001131 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,972 sqft Living Area |
| 1st Floor Area | 998 sqft |
| Upper Floors Area | 974 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,625 sqft (0.198 acres) |
| Porch | Open Porch |
| Porch Area | 52 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 900 MICHAEL DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-5900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10: RESID |
| Legal Description | 113 1/2 BROADMOOR ANNEX &TRIAN. PAR OF 113 |
| Legal Subdivision | BROADMOOR ANNEX |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21403 |
Source: Chesapeake City assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 900 MICHAEL DR, CHESAPEAKE, VA 23323-5900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 6, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Feb 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CLEARPATH LENDING |
| Oct 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CLEARPATH LENDING |
| Dec 17, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 8, 2017 | Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| May 27, 2009 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2025 · Amount on Record |
| Deed Sale | Feb 24, 2025 · Amount on Record |
| Prior Sale | Aug 8, 2017 · Amount on Record |
| Deed Document Number | 20253497 |
| Deed Book / Page | 10828 / 362 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 900 MICHAEL DR, CHESAPEAKE, VA 23323-5900 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10121/1339 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 10121/1339 |
| Instrument | 200007311 |
| Name | CLEARPATH LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 900 MICHAEL DR, CHESAPEAKE, VA 23323-5900 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10315/1600 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 10315/1600 |
| Instrument | 210008145 |
| Name | CLEARPATH LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 900 MICHAEL DR, CHESAPEAKE, VA 23323-5900 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 10461/1084 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 10461/1084 |
| Instrument | 210046256 |
| Name | CLEARPATH LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 900 MICHAEL DR, CHESAPEAKE, VA 23323-5900 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 900 MICHAEL DR, CHESAPEAKE, VA 23323-5900 |
| Document Number | 10926/1598 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 10926/1598 |
| Instrument | 250029395 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 8, 2017 |
| Property Address | 900 MICHAEL DR, CHESAPEAKE, VA 23323-5900 |
| Document Number | 9819/1835 |
| Book / Page | 9819 / 1835 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 170021643 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ROCK TITLE INC, ROCKET TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 900 MICHAEL DR, CHESAPEAKE, VA 23323-5900 |
| Document Number | 170021644 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 170021644 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 27, 2009 |
| Property Address | 900 MICHAEL DR, CHESAPEAKE, VA 23323-5900 |
| Document Number | 007819/102 |
| Book / Page | 7819 / 102 |
| Instrument Date | May 26, 2009 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,716.00 (+54.96%) | $367,900 (+12.61%) Land $120,000 Building $247,900 | $367,900 (+12.61%) Land $120,000 Building $247,900 |
| 2023 | $326,700 (+11.24%) Land $100,000 Building $226,700 | $326,700 (+11.24%) Land $100,000 Building $226,700 | |
| 2022 | $293,700 Land $85,000 Building $208,700 | $293,700 Land $85,000 Building $208,700 | |
| 2019 | $2,398.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 54 (1981–2022) |
| Claims Outside the SFHA | 2 of 54 |
| Most Recent Claim | Feb 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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