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913 Michael Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 913 Michael Dr, Chesapeake, VA 23323 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,505 sqft · built 1950
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Apr 2023)
Tax Bill$2,821 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Nov 2020 Refinance
APN0254006001210

Property Details

APN / Parcel Number

Primary APN0254006001210

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,505 sqft Living Area
1st Floor Area975 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,985 sqft (0.344 acres)
Lot Width100 ft Width
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area63 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address913 MICHAEL DR
CityCHESAPEAKE
StateVA
Zip23323-5910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description121 BROADMOOR ANNEX
Legal SubdivisionBROADMOOR ANNEX
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2005
Census Tract21403

Owner

Source: Chesapeake City records · APN 0254006001210

Assessment roll updated August 25, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address913 MICHAEL DR, CHESAPEAKE, VA 23323-5910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2023Warranty Deed, Transfer · VA Mortgage
ALCOVA MORTGAGE LLC
Nov 12, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CHARTWAY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2023 · Amount on Record
Deed SaleApr 17, 2023 · Amount on Record
Deed Document Number20237660
Deed Book / Page10654 / 172
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 17, 2023
Property Address913 MICHAEL DR, CHESAPEAKE, VA 23323-5910
Document Number010654/172
Book / Page10654 / 172
Instrument DateApr 23, 2022
Instrument230007660
Transaction TypeTransfer
Record UpdatedMay 03, 2023
Title CompanyTITLEQUEST AGENCY INC, TITLEQUEST

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 MICHAEL DR, CHESAPEAKE, VA 23323-5910

Mortgage

Document Number0230007661
DateApr 17, 2023
Instrument230007661
Lender
NameALCOVA MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address913 MICHAEL DR, CHESAPEAKE, VA 23323-5910
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10254/1288
DateNov 12, 2020
Book Page10254/1288
Instrument200042317
Lender
NameCHARTWAY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 01, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,821.00 (+6.82%)$279,300 (+27.13%) Land $120,000 Building $159,300$279,300 (+27.13%) Land $120,000 Building $159,300
2024$2,641.00 (+53.1%)
2023$219,700 (+14.37%) Land $100,000 Building $119,700$219,700 (+14.37%) Land $100,000 Building $119,700
2022$192,100 Land $85,000 Building $107,100$192,100 Land $85,000 Building $107,100
2019$1,725.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500214032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 76 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims54 (1981–2022)
Claims Outside the SFHA2 of 54
Most Recent ClaimFeb 2022, other causes
Claims By Storm
  • Hurricane Irene, Aug 2011 · 8 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 17 claims
  • Hurricane Isabel, Sep 2003 · 9 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
T-Mobile USAFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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