916 Indian River Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 916 Indian River Rd, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,874 sqft · built 2006
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on Record
Last Sale$283,000 (Apr 2020)
Tax Bill$5,829 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN288103-2730

Property Details

APN / Parcel Number

Primary APN288103-2730

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area1,874 sqft Living Area
Gross Area2,674 sqft
1st Floor Area1,874 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Glass Porch
Porch Area35 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address916 INDIAN RIVER RD
CitySAINT AUGUSTINE
StateFL
Zip32092-2423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description47/84-94 ST JOHNS SIX MILE CREEK WEST UNIT 1 LOT 273 OR4915/165
Legal Range27E
Legal Township06S
Legal Section24
Legal SubdivisionSAINT JOHNS SIX MILE CREEK WEST UNIT 1
Legal Block1
Legal Lot Number273
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1008
Census Tract20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address916 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2020Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 8, 2019Warranty Deed, Transfer · Conventional with PMI
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2020 · Amount on Record
Deed SaleApr 2, 2020 · Amount on Record
Prior SaleJan 30, 2015 · Amount on Record
Deed Document Number202026180
Deed Book / Page4915 / 165
Prior Transfer DateFeb 4, 2019
Prior Transfer Doc0046780443
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 2, 2020
Property Address916 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423
Document Number0049150165
Book / Page4915 / 165
Map ReferenceMB 47 PG 84-94
Instrument DateApr 2, 2020
Instrument2020026180
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyAMERICAS CHOICE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,981.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address653 W JOHNS CREEK PKWY, 653, SAINT AUGUSTINE, FL 32092-5076

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423

Mortgage

Document Number49150167
DateApr 2, 2020
Instrument4915/0167
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 8, 2019
Property Address916 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423
Document Number0046780443
Book / Page004678 / 000443
Instrument DateFeb 4, 2019
Instrument9128
Transaction TypeTransfer
Record UpdatedFeb 18, 2019
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 RIVER RD ST AUGUSTINE FL 32092, ST AUGUSTINE, FL 32092

Mortgage

Document Number46780446
DateFeb 8, 2019
Book Page004678/000446
Instrument9129
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 7, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,366 (+2.7%)$354,175 (-1.7%) Land $85,000 Building $269,175
2025$5,829.00 (+9.36%) Homeowner's exemption$270,074 (+5.99%)$360,309 (-3.6%) Land $90,000 Building $270,309
2024$5,330.00 (+1.95%)
2023$5,228.00 (+2.87%) Homeowner's exemption$254,818 (+3%)$373,766 (+7.08%) Land $100,000 Building $273,766
2022$5,082.00 Homeowner's exemption$247,396$349,041 Land $75,040 Building $274,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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