St. Johns County property record for 908 Indian River Rd, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,920 sqft · built 2005 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $543,000 (Sep 2023) |
| Tax Bill | $8,132 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288103-2710 |
| Primary APN | 288103-2710 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,920 sqft Living Area |
| Gross Area | 3,650 sqft |
| 1st Floor Area | 2,192 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 908 INDIAN RIVER RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 47/84-94 ST JOHNS SIX MILE CREEK WEST UNIT 1 LOT 271 OR5830/549 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 24 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK WEST UNIT 1 |
| Legal Tract | D |
| Legal Block | 1 |
| Legal Lot Number | 271 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20905 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 908 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage WATSON MORTGAGE CORP |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Mar 20, 2020 | Intrafamily Transfer, Transfer ATTORNEY |
| Oct 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on Record |
| Deed Sale | Sep 25, 2023 · Amount on Record |
| Prior Sale | Sep 18, 2015 · Amount on Record |
| Deed Document Number | 202375432 |
| Deed Book / Page | 5830 / 549 |
| Prior Transfer Date | Feb 14, 2020 |
| Prior Transfer Doc | 0049060393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 908 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 908 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Document Number | 0054570397 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 5457/397 |
| Instrument | 2021140519 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 25, 2023 |
| Property Address | 908 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Document Number | 0058300549 |
| Book / Page | 5830 / 549 |
| Map Reference | MB 47 PG 84-94 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 2023075432 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Title Company | NOT AVAILABLE, ST JOHNS BLUE OCEAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,801.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 BELLEAIRE DR, PALM COAST, FL 32137-8622 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 908 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Document Number | 0005830551 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 5830/551 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 908 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Document Number | 0051610143 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 908 INDIAN RIVER RD ST AUGUSTINE FL 320922423, ST AUGUSTINE, FL 32092-2423 |
| Document Number | 0051610143 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 005161/000143 |
| Instrument | 8690 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 20, 2020 |
| Property Address | 908 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Document Number | 0049060393 |
| Book / Page | 4906 / 393 |
| Map Reference | MB 47 PG 84-94 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 2020022539 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 908 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 908 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Document Number | 0044540022 |
| Book / Page | 004454 / 000022 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 908 INDIAN RIVER RD ST AUGUSTINE FL 320922423, ST AUGUSTINE, FL 32092-2423 |
| Document Number | 0044540022 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 004454/000022 |
| Instrument | 72659 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 25, 2022 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,616 (-3.73%) Land $85,000 Building $339,616 | $424,616 (-3.73%) Land $85,000 Building $339,616 | |
| 2025 | $8,132.00 (+4.86%) Homeowner's exemption | $441,065 (-3.24%) | $441,065 (-3.24%) Land $90,000 Building $351,065 |
| 2024 | $7,755.00 (+2.39%) | ||
| 2023 | $7,574.00 (+5.59%) | $455,833 (+5.63%) | $455,833 (+5.63%) Land $100,000 Building $355,833 |
| 2022 | $7,173.00 | $431,555 | $431,555 Land $75,040 Building $356,515 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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