St. Johns County property record for 909 Indian River Rd, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,890 sqft · built 2006 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Nov 2023) |
| Tax Bill | $6,714 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288103-2860 |
| Primary APN | 288103-2860 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| Gross Area | 2,338 sqft |
| 1st Floor Area | 1,890 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 355 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 909 INDIAN RIVER RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 47/84-94 ST JOHNS SIX MILE CREEK WEST UNIT 1 LOT 286 OR5859/1690 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 24 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK WEST UNIT 1 |
| Legal Block | 1 |
| Legal Lot Number | 286 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20905 |
909 Indian River Rd is owned and occupied by two individuals who bought it in November 2023.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 909 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERVICING |
| Jun 7, 2019 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2023 · Amount on File |
| Deed Sale | Nov 20, 2023 · Amount on File |
| Prior Sale | Jun 7, 2019 · Amount on File |
| Deed Document Number | 202391061 |
| Deed Book / Page | 5859 / 1690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 20, 2023 |
| Property Address | 909 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Document Number | 0058591690 |
| Book / Page | 5859 / 1690 |
| Map Reference | MB 47 PG 84-94 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2023091061 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 PORTA ROSA CIR, ST AUGUSTINE, FL 32092-0495 |
| Name | Verified Name |
|---|---|
| Address | 909 INDIAN RIVER RD, ST AUGUSTINE, FL 32092-2423 |
| Document Number | 0058591692 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 5859/1692 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 909 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 909 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Document Number | 0052740578 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 5274/578 |
| Instrument | 2021058863 |
| Name | DMI MORTGAGE SERVICING |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 7, 2019 |
| Property Address | 909 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Document Number | 0047370701 |
| Book / Page | 4737 / 0701 |
| Map Reference | MB 47 PG 84-94 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 2019039748 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,736.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1929 AMALFI CT, 1929, SAINT AUGUSTINE, FL 32092-4771 |
| Name | Verified Name |
|---|---|
| Address | 909 INDIAN RIVER RD, SAINT AUGUSTINE, FL 32092-2423 |
| Document Number | 0004737703 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 4737/703 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 909 Indian River Rd was $6,714 with a homeowner's exemption, up 6.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,388 (-1.01%) Land $85,000 Building $247,388 | $332,388 (-1.01%) Land $85,000 Building $247,388 | |
| 2025 | $6,714.00 (+6.28%) Homeowner's exemption | $335,793 | $335,793 Land $90,000 Building $245,793 |
| 2024 | $6,317.00 (+0.8%) | ||
| 2023 | $6,267.00 (+5.95%) | $343,012 (+7.8%) | $343,012 (+7.8%) Land $100,000 Building $243,012 |
| 2022 | $5,915.00 | $318,200 | $318,200 Land $75,040 Building $243,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 909 Indian River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 909 Indian River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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