Anne Arundel County property record for 916 Central St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,460 sqft · built 1950 |
| Lot Size | 0.2 acres (8,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $502,500 (Jun 2022) |
| Tax Bill | $5,732 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-03773705 |
| Primary APN | 06-000-03773705 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| Gross Area | 1,556 sqft |
| 1st Floor Area | 680 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,700 sqft (0.2 acres) |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 384 sqft |
| Deck Area | Deck Area |
| Patio Area | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00003773705 |
|---|---|
| Street Address | 916 CENTRAL ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-3510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 47 48 ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 2 |
| Legal Lot Number | 47 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 706500 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 916 CENTRAL ST, ANNAPOLIS, MD 21401-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed, Transfer · VA Mortgage MCLEAN MORTGAGE CORP |
| Oct 9, 2019 | Grant Deed, Transfer · VA Mortgage USAA |
| Feb 25, 2019 | Grant Deed, Transfer · Construction Mortgage HOWARD N ROSEN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on Record |
| Deed Sale | Jun 17, 2022 · Amount on Record |
| Prior Sale | Oct 9, 2019 · Amount on Record |
| Deed Book / Page | 38847 / 232 |
| Prior Transfer Date | Feb 28, 2007 |
| Prior Transfer Doc | 0188330231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 17, 2022 |
| Property Address | 916 CENTRAL ST, ANNAPOLIS, MD 21401-3510 |
| Document Number | 0388470232 |
| Book / Page | 38847 / 232 |
| Instrument Date | May 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2022 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,537.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 916 CENTRAL ST, ANNAPOLIS, MD 21401-3510 |
| Document Number | 0038847239 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 38847/239 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 9, 2019 |
| Property Address | 916 CENTRAL ST, ANNAPOLIS, MD 21401-3510 |
| Document Number | 0336830032 |
| Book / Page | 033683 / 000032 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $329.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 916 CENTRAL ST ANNAPOLIS MD 214013510, ANNAPOLIS, MD 21401-3510 |
| Document Number | 336830040 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 033683/000040 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 25, 2019 |
| Property Address | 916 CENTRAL ST, ANNAPOLIS, MD 21401-3510 |
| Document Number | 0328990476 |
| Book / Page | 032899 / 000476 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2019 |
| Title Company | CROWN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 141 S EAST ST BALTIMORE MD 21224, BALTIMORE, MD 21224 |
| Document Number | 328990481 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 032899/000481 |
| Name | HOWARD N ROSEN |
|---|---|
| Address | 3800 GLEN EAGLES DR, SILVER SPRING, MD 20906-1671 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 24, 2020 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,900 (+10.97%) Land $245,500 Building $198,400 | $443,900 (-) Land $245,500 Building $198,400 | |
| 2025 | $5,732.00 (+12%) | $400,033 (+28.09%) | $443,900 (+42.14%) Land $245,500 Building $198,400 |
| 2024 | $5,118.00 (+14.14%) | ||
| 2023 | $4,484.00 | $312,300 Land $160,500 Building $151,800 | $312,300 Land $160,500 Building $151,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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