Anne Arundel County property record for 912 Central St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,184 sqft · built 2021 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $96,000 (Sep 2021) |
| Tax Bill | $9,010 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-02660000 |
| Primary APN | 06-000-02660000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 2,424 sqft |
| 1st Floor Area | 888 sqft |
| Attic | Attic |
| Attic Area | 162 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,800 sqft (0.133 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Deck Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00002660000 |
|---|---|
| Street Address | 912 CENTRAL ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-3510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LTS 44 45 ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 706500 |
912 Central St is owned and occupied by two individuals who bought it in September 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 912 CENTRAL ST, ANNAPOLIS, MD 21401-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Sep 16, 2021 | Deed, Transfer HERITAGE TITLE LIMITED, HERITAGE TITLE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on File |
| Deed Sale | Sep 16, 2021 · Amount on File |
| Prior Sale | Jun 5, 1986 · Amount on File |
| Deed Book / Page | 37547 / 77 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 912 CENTRAL ST, ANNAPOLIS, MD 21401-3510 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0378750459 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 37875/459 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 16, 2021 |
| Property Address | 912 CENTRAL ST, ANNAPOLIS, MD 21401-3510 |
| Document Number | 0375470077 |
| Book / Page | 37547 / 77 |
| Map Reference | MB 3 FO 29 |
| Instrument Date | Mar 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Title Company | HERITAGE TITLE LIMITED, HERITAGE TITLE LTD |
| Amount | Amount on Record |
|---|---|
| Tax | $1,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 912 CENTRAL ST, ANNAPOLIS, MD 21401-3510 |
The 2025 property tax bill for 912 Central St was $9,010 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $709,200 Land $239,000 Building $470,200 | $709,200 Land $239,000 Building $470,200 | |
| 2025 | $9,010.00 | ||
| 2023 | $6,719.00 | $467,900 Land $154,000 Building $313,900 | $467,900 Land $154,000 Building $313,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 912 Central St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 912 Central St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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