Anne Arundel County property record for 913 Central St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,014 sqft · built 1950 |
| Lot Size | 0.079 acres (3,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,900 (Jun 2013) |
| Tax Bill | $3,857 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-07580285 |
| Primary APN | 06-000-07580285 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,420 sqft (0.079 acres) |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Deck Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00007580285 |
|---|---|
| Street Address | 913 CENTRAL ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 32 ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 706500 |
Source: Anne Arundel County records · APN 06-000-07580285
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 913 CENTRAL ST, ANNAPOLIS, MD 21401-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 02, 2019 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jun 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO |
| Sep 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 15, 2017 | Quit Claim Deed, Transfer FIRST EQUITY TITLE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2013 · Amount on Record |
| Deed Sale | Jun 26, 2013 · Amount on Record |
| Deed Book / Page | 26323 / 162 |
| Last Transfer Date | Feb 09, 2017 |
| Transfer Doc | 0307340054 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 913 CENTRAL ST, ANNAPOLIS, MD 21401-3509 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Title Company | CARTER TITLE LLC, CHARTER TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0380380262 |
|---|---|
| Date | Dec 08, 2021 |
| Book Page | 38038/262 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 913 CENTRAL ST, ANNAPOLIS, MD 21401-3509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0327730263 |
|---|---|
| Date | Jan 02, 2019 |
| Book Page | 32773/263 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LEESBURG, VA 20175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 913 CENTRAL ST, ANNAPOLIS, MD 21401-3509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CROWN TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0332140169 |
|---|---|
| Date | Jun 07, 2019 |
| Book Page | 33214/169 |
| Name | FIDELITY FIRST HOME MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 26, 2018 |
| Property Address | 913 CENTRAL ST, ANNAPOLIS, MD 21401-3509 |
| Document Number | 0325170235 |
| Book / Page | 032517 / 000235 |
| Instrument Date | Aug 09, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 913 CENTRAL ST ANNAPOLIS MD 214013509, ANNAPOLIS, MD 21401-3509 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 15, 2017 |
| Property Address | 913 CENTRAL ST, ANNAPOLIS, MD 21401-3509 |
| Document Number | 0307340054 |
| Book / Page | 030734 / 000054 |
| Instrument Date | Feb 09, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | FIRST EQUITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 408 OAK CT CATONSVILLE MD 212285841, CATONSVILLE, MD 21228-5841 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $305,867 (+32.41%) | $343,300 (+48.61%) Land $230,000 Building $113,300 | |
| 2024 | $3,857.00 (+16.28%) | ||
| 2023 | $3,317.00 | $231,000 Land $145,000 Building $86,000 | $231,000 Land $145,000 Building $86,000 |
Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 575 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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