9150 Tibet Pointe Cir, Windermere, FL 34786 Property Records

Orange County property record for 9150 Tibet Pointe Cir, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,162 sqft · built 2007
Lot Size	0.467 acres (20,338 sqft)
Owner	2 Individual Names on File
Last Sale	$1,160,000 (Sep 2008)
Tax Bill	$17,043 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-23-28-4076-06-530`

Property Details

APN / Parcel Number

Primary APN	`20-23-28-4076-06-530`
Alternative APNs	`282320407606530` `285305` `290157` `294320`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,162 sqft Living Area
Gross Area	5,666 sqft
1st Floor Area	3,173 sqft
Utility Area	99 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	20,338 sqft (0.467 acres)
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	509 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9150 TIBET POINTE CIR
City	WINDERMERE
State	FL
Zip	34786-5633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	KEENES POINTE UNIT 3 46/104 LOT 653
Legal Range	28E
Legal Township	23S
Legal Section	20
Legal Subdivision	KEENES POINTE UT 3
Legal Tract	4076
Legal Block	6
Legal Lot Number	653
Legal Unit	3
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2006
Census Tract	17108

Owner

Source: Orange County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9150 TIBET POINTE CIR, WINDERMERE, FL 34786-5633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2008 · Amount on File
Deed Sale	Sep 29, 2008 · Amount on File
Prior Sale	Aug 4, 2008 · Amount on File
Deed Document Number	2008587454
Deed Book / Page	9767 / 6535
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Jul 17, 2026
Property Address	9150 TIBET POINTE CIR, WINDERMERE, FL 34786-5633
Document Number	0000397356
Instrument Date	Jul 1, 2026
Instrument	2026397356
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9150 TIBET POINTE CIR, WINDERMERE, FL 34786-5633

Mortgage

Document Number	0000397356,
Date	Jul 17, 2026
Instrument	2026397356

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,084,644 (+2.7%)	$1,377,500 (-1.32%) Land $250,000 Building $1,127,500
2025	$17,043.00 (+3.43%) Homeowner's exemption	$1,056,129 (+5.99%)	$1,395,900 (+10.4%) Land $250,000 Building $1,145,900
2024	$16,478.00 (+7.22%)
2023	$15,368.00 (+3.01%) Homeowner's exemption	$996,470 (+3%)	$1,264,417 (+14%) Land $250,000 Building $1,014,417
2022	$14,919.00 Homeowner's exemption	$967,447	$1,109,178 Land $250,000 Building $859,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	6 (2016–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000