9139 Tibet Pointe Cir, Windermere, FL 34786 Property Records

Orange County property record for 9139 Tibet Pointe Cir, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 8,266 sqft · built 2007
Lot Size	2.07 acres (90,380 sqft)
Owner	2 Individual Names on File
Last Sale	$4,800,000 (Oct 2025)
Tax Bill	$75,549 (2025)
Deeds & Mortgages	Oct 2025 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`20-23-28-4076-06-330`

Property Details

APN / Parcel Number

Primary APN	`20-23-28-4076-06-330`
Alternative APNs	`282320407606330` `285282` `290132` `294297`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,266 sqft Living Area
Gross Area	13,836 sqft
1st Floor Area	6,637 sqft
Attic	Attic
Attic Area	692 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	90,380 sqft (2.07 acres)
Garage Type	Attached
Garage Area	1,347 sqft
Parking Spaces	6 Parking Spaces
Porch	Florida Room
Porch Area	2,161 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9139 TIBET POINTE CIR
City	WINDERMERE
State	FL
Zip	34786-5632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	KEENES POINTE UNIT 3 46/104 LOT 633
Legal Range	28E
Legal Township	23S
Legal Section	20
Legal Subdivision	KEENES POINTE UT 3
Legal Tract	4076
Legal Block	6
Legal Lot Number	633
Legal Unit	3
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2001
Census Tract	17108

Owner

9139 Tibet Pointe Cir is owned and occupied by two individuals who bought it in October 2025.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9139 TIBET POINTE CIR, WINDERMERE, FL 34786-5632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	Jan 7, 2010 · Amount on File
Deed Document Number	2025603421
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 17, 2025
Property Address	9139 TIBET POINTE CIR, WINDERMERE, FL 34786-5632
Document Number	0000603421
Map Reference	MB 46 PG 104-114
Instrument Date	Oct 10, 2025
Instrument	20250603421
Transaction Type	Construction Loan
Record Updated	Nov 27, 2025
Title Company	ORLANDO TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 S HERCULES AVE, CLEARWATER, FL 33764-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9139 TIBET POINTE CIR, WINDERMERE, FL 34786-5632

Mortgage

Document Number	0000603422
Date	Oct 17, 2025
Instrument	20250603422

Lender

Name	CLIMATE FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.59%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12.5%
Index	1-Year CMT
Max Rate	12.5%

Tax Assessment & Valuation

The 2025 property tax bill for 9139 Tibet Pointe Cir was $75,549, up 3.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,533,230 (-1.13%) Land $1,300,000 Building $3,233,230	$4,533,230 (-1.13%) Land $1,300,000 Building $3,233,230
2025	$75,549.00 (+3.47%)	$4,585,230 Land $1,300,000 Building $3,285,230	$4,585,230 Land $1,300,000 Building $3,285,230
2024	$73,015.00 (+9.91%)
2023	$66,430.00 (+11.82%)	$4,311,152 (+15.18%) Land $1,300,000 Building $3,011,152	$4,311,152 (+15.18%) Land $1,300,000 Building $3,011,152
2022	$59,409.00	$3,743,094 Land $1,200,000 Building $2,543,094	$3,743,094 Land $1,200,000 Building $2,543,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9139 Tibet Pointe Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	100.7 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	6 (2016–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9139 Tibet Pointe Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000