Harford County property record for 915 Waters Ave, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,854 sqft · built 1917 |
| Lot Size | 0.689 acres (30,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Jun 2013) |
| Tax Bill | $2,717 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-123324 |
| Primary APN | 03-123324 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,854 sqft Total Area |
| Basement Area | 528 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 30,000 sqft (0.689 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 527 sqft |
| Deck Area | 188 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 123324 |
|---|---|
| Street Address | 915 WATERS AVE |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 7-10 & 68 100X300 915 WATERS AVENUE CHALMERS FERG P 153/118 |
| Legal Subdivision | CHALMERS & FERGUSON ADDITION |
| Legal Lot Number | 7-10 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 303300 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 915 WATERS AVE, FALLSTON, MD 21047-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2013 · Amount on Record |
| Deed Sale | Jun 17, 2013 · Amount on Record |
| Deed Book / Page | 10339 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 915 WATERS AVE, FALLSTON, MD 21047-2310 |
| Document Number | 0125460283 |
| Book / Page | 012546 / 000283 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 915 WATERS AVE FALLSTON MD 210472310, FALLSTON, MD 21047-2310 |
| Document Number | 0125460283 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 012546/000283 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,717.00 (+7.18%) | $243,833 (+12.19%) | $257,500 (+8.65%) Land $98,500 Building $159,000 |
| 2025 | $2,535.00 (+9.22%) | ||
| 2023 | $217,333 | $237,000 Land $98,500 Building $138,500 | |
| 2022 | $2,321.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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