Harford County property record for 914 Waters Ave, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,384 sqft · built 1993 |
| Lot Size | 0.896 acres (39,012 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Apr 2023) |
| Tax Bill | $3,303 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-280667 |
| Primary APN | 03-280667 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,384 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 39,012 sqft (0.896 acres) |
| Garage Type | Attached |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 280667 |
|---|---|
| Street Address | 914 WATERS AVE |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 28 0.8956 AC 914 WATERS AVENUE CHALMERS-FERG PT 77/55 |
| Legal Subdivision | CHALMERS FERGUSON |
| Legal Lot Number | 28 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 303300 |
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 914 WATERS AVE, FALLSTON, MD 21047-2311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 7, 2023 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 7, 2023 · Amount on Record |
| Deed Sale | Apr 7, 2023 · Amount on Record |
| Prior Sale | Nov 4, 1992 · Amount on Record |
| Deed Book / Page | 15871 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 914 WATERS AVE, FALLSTON, MD 21047-2311 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 914 WATERS AVE, FALLSTON, MD 21047-2311 |
| Document Number | 0170440186 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 17044/186 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 7, 2023 |
| Property Address | 914 WATERS AVE, FALLSTON, MD 21047-2311 |
| Document Number | 0158710001 |
| Book / Page | 15871 / 1 |
| Map Reference | MB 77 FO 55 |
| Instrument Date | Mar 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Title Company | NOT AVAILABLE, KEY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 914 WATERS AVE, FALLSTON, MD 21047-2311 |
| Document Number | 0158710008 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | 15871-0008 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,767 (+5.8%) | $363,700 (+17.4%) Land $92,600 Building $271,100 | |
| 2025 | $3,303.00 (+10.25%) | $309,800 (+8.55%) Land $92,600 Building $217,200 | $309,800 (-) Land $92,600 Building $217,200 |
| 2023 | $285,400 | $309,800 Land $92,600 Building $217,200 | |
| 2022 | $2,996.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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