Harford County property record for 909 Waters Ave, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,350 sqft · built 1955 |
| Lot Size | 0.464 acres (20,212 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Dec 2005) |
| Tax Bill | $2,896 (2026) |
| Deeds & Mortgages | Feb 2019 Mortgage Jan 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-121267 |
| Primary APN | 03-121267 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,350 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 20,212 sqft (0.464 acres) |
| Lot Dimensions | 194 ft deep x 150 ft wide |
| Patio Area | 153 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 121267 |
|---|---|
| Street Address | 909 WATERS AVE |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 58/150X194 .464AC 909 WATERS AVENUE CHALMERS FERG S2 153/118 |
| Legal Subdivision | CHALMERS FERGUSON |
| Legal Lot Number | 909 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 303300 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 909 WATERS AVE, FALLSTON, MD 21047-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU |
| Jan 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2005 · Amount on Record |
| Deed Sale | Dec 19, 2005 · Amount on Record |
| Deed Document Number | 20051330 |
| Deed Book / Page | 6474 / 16 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 909 WATERS AVE, FALLSTON, MD 21047-2310 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0131510196 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 13151/0196 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 909 WATERS AVE, FALLSTON, MD 21047-2310 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0144440031 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 14444/31 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 12, 2036 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,896.00 (+5.96%) Homeowner's exemption | $260,267 (+10.2%) | $271,800 (+6.8%) Land $93,600 Building $178,200 |
| 2025 | $2,733.00 (+7.85%) Homeowner's exemption | ||
| 2023 | $236,167 | $254,500 Land $93,600 Building $160,900 | |
| 2022 | $2,534.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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