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915 W 2nd Ave, Windermere, FL 34786 Property Records

Orange County property record for 915 W 2nd Ave, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,797 sqft · built 1949
Lot Size0.438 acres (19,101 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Jul 2013)
Tax Bill$6,739 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN07-23-28-0044-00-140

Property Details

APN / Parcel Number

Primary APN07-23-28-0044-00-140
Alternative APNs
  • 282307004400140
  • 275614
  • 280457
  • 284618

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,797 sqft Living Area
Gross Area3,090 sqft
1st Floor Area1,797 sqft
Utility Area653 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1970
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,101 sqft (0.438 acres)
Garage TypeCarport
Garage Area260 sqft
CarportCarport
Carport Area260 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area216 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address915 W 2ND AVE
CityWINDERMERE
StateFL
Zip34786-8517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionALADAR ON LAKE BUTLER N/47 LOT 14
Legal Range28E
Legal Township23S
Legal Section07
Legal SubdivisionALADAR ON LAKE BUTLER
Legal Tract44
Legal Lot Number14
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1004
Census Tract14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address915 W 2ND AVE, WINDERMERE, FL 34786-8517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FIN'L
Jan 9, 2017Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2013 · Amount on Record
Deed SaleJul 17, 2013 · Amount on Record
Deed Document Number2013374410
Deed Book / Page10603 / 66
Prior Transfer DateJun 26, 2013
Prior Transfer Doc0000374411
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address915 W 2ND AVE, WINDERMERE, FL 34786-8517
Document Number0000398955
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 W 2ND AVE WINDERMERE FL 347868517, WINDERMERE, FL 34786-8517

Mortgage

Document Number0000398955
DateJul 28, 2020
Instrument398955
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 27, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address915 W 2ND AVE, WINDERMERE, FL 34786-8517
Document Number0000029044
Instrument DateJan 9, 2017
Transaction TypeMortgage
Record UpdatedFeb 6, 2017
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 W 2ND AVE WINDERMERE FL 347868517, WINDERMERE, FL 34786-8517

Mortgage

Document Number0000029044
DateJan 17, 2017
Instrument29044
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJan 16, 2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$423,700 (+2.7%)$1,516,320 (-0.86%) Land $1,360,000 Building $156,320
2025$6,739.00 (+3.18%) Homeowner's exemption$412,561 (+5.99%)$1,529,420 (+0.96%) Land $1,360,000 Building $169,420
2024$6,531.00 (+3.4%)
2023$6,316.00 (-20.55%) Homeowner's exemption$389,256 (+3%)$1,514,876 (+8.56%) Land $1,360,000 Building $154,876
2022$7,950.00 Homeowner's exemption$377,918$1,395,384 Land $1,260,000 Building $135,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims8 (2004–2017)
Claims Outside the SFHA5 of 8
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

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