9140 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9140 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,632 sqft
Lot Size	0.631 acres (27,486 sqft)
Owner	Individual Name on File
Last Sale	$217,400 (Jan 2024)
Tax Bill	$4,302 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0118-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0118-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	27,486 sqft (0.631 acres)
Lot Dimensions	242 ft deep x 100 ft wide
Garage Area	1,384 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9140 FIELD RD
City	CLAY
State	MI
Zip	48001-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 100 FT OF S 394.9 FT OF E 275 FT OF LOT 1309 SUP ROY T GILBERTS PLAT NO 17 SEC 4 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	04
Legal Subdivision	ROY T GILBERTS PLAT #17
Legal Lot Number	1309
Legal Unit	1309
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3008
Census Tract	646000

Owner

9140 Field Rd is owned and occupied by an individual who acquired it in October 2024.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9140 FIELD RD, CLAY, MI 48001-4444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Jan 4, 2024	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jun 26, 2023	Intrafamily Transfer, Transfer
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2024 · Amount on File
Deed Sale	Jan 4, 2024 · Amount on File
Prior Sale	Sep 4, 2014 · Amount on File
Deed Document Number	2024242
Deed Book / Page	5681 / 165
Last Transfer Date	Oct 2, 2024
Transfer Doc	0005757903
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9140 FIELD RD, CLAY, MI 48001-4444
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21091 24 MILE RD, MACOMB, MI 48042-3104

Mortgage

Document Number	0005676365
Date	Dec 13, 2023
Book Page	5676/365
Instrument	2023021580

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 4, 2024
Property Address	9140 FIELD RD, CLAY, MI 48001-4444
Document Number	0005681165
Book / Page	5681 / 165
Map Reference	LB 50 PG 30
Instrument Date	Nov 30, 2023
Instrument	2024000242
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$1,631.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4903 HIDDEN HILLS DR, MIDDLEVILLE, MI 49333-7040

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9140 FIELD RD, CLAY, MI 48001-4444

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 26, 2023
Property Address	9140 FIELD RD, CLAY, MI 48001-4444
Document Number	0005631861
Book / Page	5631 / 861
Map Reference	LB 50 PG 30
Instrument Date	Feb 9, 2023
Instrument	2023011175
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9140 FIELD RD, CLAY, MI 48001-4444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9140 FIELD RD, CLAY, MI 48001-4444

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9140 FIELD RD, CLAY, MI 48001-4444
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9140 FIELD RD, CLAY, MI 48001-4444

Mortgage

Document Number	0053150647
Date	Feb 8, 2021
Book Page	5315/647
Instrument	2021003731

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9140 Field Rd was $4,302 with a homeowner's exemption, up 9.6% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,700 (+5.11%)	$271,400
2025	$4,302.00 (+9.58%) Homeowner's exemption	$129,100
2024	$3,926.00		$258,200
2023		$97,800 (+7.35%)
2022	$2,498.00 (+5.31%) Homeowner's exemption	$91,100	$195,600 (+7.35%)
2021	$2,372.00		$182,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9140 Field Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9140 Field Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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