9138 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9138 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,728 sqft · built 1969
Lot Size	0.676 acres (29,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (May 2022)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0119-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0119-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	29,447 sqft (0.676 acres)
Lot Dimensions	242 ft deep x 107 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	9138 FIELD RD
City	CLAY
State	MI
Zip	48001-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E 275 FT OF LOT 1309 EXC S 460.9 FT & EXC N 100 FT. SUP ROY T GILBERTS PLAT NO 17 SEC 4 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	04
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #17
Legal Lot Number	1309
Legal Unit	1309
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3008
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9138 FIELD RD, CLAY, MI 48001-4444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 13, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK NA
Aug 9, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC
Aug 9, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC
Jun 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Prior Sale	Aug 17, 2020
Deed Document Number	202212000
Deed Book / Page	5521 / 552
Last Transfer Date	Mar 18, 2025
Transfer Doc	0005797485
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9138 FIELD RD, CLAY, MI 48001-4444
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9138 FIELD RD, CLAY, MI 48001-4444

Mortgage

Document Number	0005682125
Date	Jan 9, 2024
Book Page	5682/125
Instrument	2024000484

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Dec 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 13, 2022
Property Address	9138 FIELD RD, CLAY, MI 48001-4444
Document Number	0005521552
Book / Page	5521 / 552
Map Reference	LB 50 PG 30-32
Instrument Date	Aug 12, 2020
Instrument	2022012000
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7077 MARSH RD, 7077, COTTRELLVILLE, MI 48039-2704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 VILLAGE GREEN BLVD, HARRISON TOWNSHIP, MI 48045

Mortgage

Document Number	2022012001
Date	May 13, 2022
Instrument	2022012001

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2037

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 9, 2019
Property Address	9138 FIELD RD, CLAY, MI 48001-4444
Document Number	0050840235
Book / Page	005084 / 000235
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$301.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7077 MARSH RD COTTRELLVILLE MI 480392704, COTTRELLVILLE, MI 48039-2704

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 9, 2019
Property Address	9138 FIELD RD, CLAY, MI 48001-4444
Document Number	0050840233
Book / Page	005084 / 000233
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$602.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 MILL ST ALGONAC MI 480011072, ALGONAC, MI 48001-1072

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 17, 2019
Property Address	9138 FIELD RD, CLAY, MI 48001-4444
Document Number	0050660349
Book / Page	005066 / 000349
Instrument Date	Aug 5, 2015
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 MILL ST ALGONAC MI 480011072, ALGONAC, MI 48001-1072

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,400 (+4.32%)	$144,800 (+4.32%)
2025	$2,275.00 (+2.2%) Homeowner's exemption	$69,400 (+7.76%)
2024	$2,226.00 (+8.37%)		$138,800 (+7.76%)
2023		$64,400
2022	$2,054.00		$128,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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