9131 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9131 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1968
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Sep 2021)
Tax Bill	$3,485 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0105-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0105-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	226 ft deep x 85.9 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	9131 FIELD RD
City	CLAY
State	MI
Zip	48001-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOT 1303 DESC AS: BEG N 01D 13M E 564.01' FROM SW COR LOT 1303, TH S 88D 47M E 260.03', TH N 2D 44M W 95', TH S 89D
Legal Range	16E
Legal Township	02N
Legal Section	04
Legal Subdivision	SUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number	1303
Legal Unit	1303
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3009
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9131 FIELD RD, CLAY, MI 48001-4445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 5, 2021	Intrafamily Transfer, Transfer MASON BURGESS TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Deed Document Number	202126457
Deed Book / Page	5421 / 688
Prior Transfer Date	Sep 7, 2021
Prior Transfer Doc	0005430592
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 16, 2021
Property Address	9131 FIELD RD, CLAY, MI 48001-4445
Document Number	0005421688
Book / Page	5421 / 688
Instrument Date	Sep 7, 2021
Instrument	2021026457
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9131 FIELD RD, CLAY, MI 48001-4445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9131 FIELD RD, CLAY, MI 48001-4445

Mortgage

Document Number	2021028215
Date	Sep 16, 2021
Instrument	2021028215

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 5, 2021
Property Address	9131 FIELD RD, CLAY, MI 48001-4445
Document Number	0005430592
Book / Page	5430 / 592
Map Reference	LB 50 PG 30&2
Instrument Date	Sep 7, 2021
Instrument	2021028216
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9131 FIELD RD, CLAY, MI 48001-4445

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,800 (+5.6%)	$237,600 (+5.6%)
2025	$3,485.00 (+2.17%) Homeowner's exemption	$112,500 (+19.43%)
2024	$3,411.00 (+8.35%)		$225,000 (+19.43%)
2023		$94,200
2022	$3,148.00		$188,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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