Schoharie County and Cobleskill Town property record for 789 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1830 |
| Square Footage | 4,239 sqft Living Area |
| Lot Size | 4,586,868 sqft (105 acres) |
| Garage | Detached, 984 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $6,924.00 (2025) |
| Primary APN | 432689 46.-3-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,239 sqft Living Area |
| 1st Floor | 2,277 sqft 1st Floor |
| 2nd Floor | 1,962 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 4,586,868 sqft (105 acres) |
| Lot Width | 390 ft Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 984 sqft Garage |
| Patio Area | 864 sqft Patio |
| Porch Area | 232 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 435J100322 |
|---|---|
| Street Address | 789 CAVERNS RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-1705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | FARM BLDGS 3 SILO |
| Legal Block | 3 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432689 46.-3-28
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 789 CAVERNS RD, HOWES CAVE, NY 12092-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 08, 2016 |
| Transfer Doc | 0000001027/000000006 |
| Record Refreshed | Jun 08, 2026 |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,924.00 (+31.41%) | $164,800 (-) Land $73,600 Building $91,200 | $336,327 (+16.33%) Land $150,204 Building $186,123 |
| 2023 | $164,800 Land $73,600 Building $91,200 | $289,123 Land $129,123 Building $160,000 | |
| 2020 | $5,269.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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