Monroe County property record for 913 S Ruby Dr, Key Largo, FL 33037 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 2,364 sqft Living Area |
| Lot Size | 6,860 sqft (0.158 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $120,000 (2001) |
| Tax Bill | $3,686.00 (2024) |
| Primary APN | 00486852-011500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,364 sqft Living Area |
| 1st Floor | 1,152 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Plywood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Mobile Home Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Metal Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,860 sqft (0.158 acres) |
| Garage Type | Covered Garage |
| Garage Area | 144 sqft Garage |
| Deck Area | 1,218 sqft Deck |
| Patio Area | 1,218 sqft Patio |
| Porch Area | 1,339 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 1598771 |
|---|---|
| Street Address | 913 S RUBY DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3891 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 & PT GOVT LOT 3 SEC 12 TWP 62 RGE 38 SILVER SHORES MOBILE HOME PARK LOT 913 S RUBY DR OR817-584 OR943-2031 OR1220-798 OR1511-2291 OR1690-1955 OR3201-326 OR3201-329 OR3222-389 OR3226-2334 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 12 |
| Legal Subdivision | SILVER SHORES MOBILE HOMES |
| Legal Tract | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | UPPER KEYS |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 970600 |
Source: Monroe County records · APN 00486852-011500
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 913 S RUBY DR, KEY LARGO, FL 33037-3891 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 25, 2023 | Re-recorded Document ACUITY TITLE |
| Apr 24, 2023 | Assignment of Lease (Leasehold Sale), Transfer ACUITY TITLE |
| Apr 24, 2023 | Assignment of Lease (Leasehold Sale), Transfer ACUITY TITLE LLC |
| Nov 14, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2001 · Amount on Record |
| Deed Sale | Apr 20, 2001 · Amount on Record |
| Prior Sale | Apr 01, 1998 · Amount on Record |
| Deed Book / Page | 1690 / 1955 |
| Last Transfer Date | Nov 11, 2022 |
| Transfer Doc | 0032010329 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 25, 2023 |
| Property Address | 913 S RUBY DR, KEY LARGO, FL 33037-3891 |
| Document Number | 0032262334 |
| Book / Page | 3226 / 2334 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2419283 |
| Record Updated | Jun 08, 2023 |
| Title Company | ACUITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2594 S COUNTY ROAD 7, LOVELAND, CO 80537-8723 |
| Name | Verified Name |
|---|---|
| Address | 3190 HIGHWAY 95, BULLHEAD CITY, AZ 86442-4301 |
| Document Type | Assignment of Lease (Leasehold Sale) |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 24, 2023 |
| Property Address | 913 S RUBY DR, KEY LARGO, FL 33037-3891 |
| Document Number | 0032220389 |
| Book / Page | 3222 / 389 |
| Map Reference | MB 5 PG 52 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2415217 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Title Company | ACUITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2594 S COUNTY ROAD 7, LOVELAND, CO 80537-8723 |
| Name | Verified Name |
|---|---|
| Address | 3190 HIGHWAY 95, BULLHEAD CITY, AZ 86442-4301 |
| Document Type | Assignment of Lease (Leasehold Sale) |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 24, 2023 |
| Property Address | 913 S RUBY DR, KEY LARGO, FL 33037-3891 |
| Document Number | 0032220386 |
| Book / Page | 3222 / 386 |
| Map Reference | MB 5 PG 52 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 2415216 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Title Company | ACUITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2594 S COUNTY ROAD 7, LOVELAND, CO 80537-8723 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 14, 2022 |
| Property Address | 913 S RUBY DR, KEY LARGO, FL 33037-3891 |
| Document Number | 0032010329 |
| Book / Page | 3201 / 329 |
| Map Reference | MB 5 PG 52 |
| Instrument Date | Nov 09, 2022 |
| Instrument | 2397278 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 913 S RUBY DR, KEY LARGO, FL 33037-3891 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $430,681 (+29.14%) | $476,688 (+42.94%) Land $294,294 Building $182,394 | |
| 2024 | $3,686.00 (+12.79%) | ||
| 2023 | $3,268.00 (+140.12%) | $333,494 (+111.71%) Land $251,488 Building $82,006 | $333,494 (+22.97%) Land $251,488 Building $82,006 |
| 2022 | $1,361.00 Senior Citizen's exemption | $157,527 | $271,204 Land $187,278 Building $83,926 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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