Monroe County property record for 909 S Ruby Dr, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,952 sqft · built 1980 |
| Lot Size | 0.107 acres (4,674 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Apr 2024) |
| Tax Bill | $1,068 (2024) |
| Deeds & Mortgages | Apr 2024 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00486852-011300 |
| Primary APN | 00486852-011300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Urethane Foam |
| Lot Area | 4,674 sqft (0.107 acres) |
| Lot Dimensions | 85 ft deep x 55 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 536 sqft |
| Deck Area | 720 sqft |
| Patio Area | 720 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1598755 |
|---|---|
| Old Parcel Number | 12623800486852011300 |
| Street Address | 909 S RUBY DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3891 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 909 S RUBY DR SILVER SHORES MOBILE HOME PARK PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 AND PT GOVT LOT 3 SEC 12 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 12 |
| Legal Subdivision | SILVER SHORES MOBILE HOMES |
| Legal Tract | 1 |
| Legal Lot Number | 3,909 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 970600 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 909 S RUBY DR, KEY LARGO, FL 33037-3891 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2024 · Amount on Record |
| Deed Sale | Apr 8, 2024 · Amount on Record |
| Deed Document Number | 2457287 |
| Deed Book / Page | 3270 / 862 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 8, 2024 |
| Property Address | 909 S RUBY DR, KEY LARGO, FL 33037-3891 |
| Document Number | 0032700862 |
| Book / Page | 3270 / 862 |
| Map Reference | MB 5 PG 52 |
| Instrument Date | Apr 2, 2024 |
| Instrument | 2457287 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4890 SW 19TH DR, PORTLAND, OR 97239-2115 |
| Name | Verified Name |
|---|---|
| Address | 909 S RUBY DR, KEY LARGO, FL 33037-3891 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $285,707 (+221.83%) Land $201,586 Building $84,121 | $285,707 (-1.52%) Land $201,586 Building $84,121 | |
| 2024 | $1,068.00 (+11.02%) | ||
| 2023 | $962.00 (+0.1%) Senior Citizen's exemption | $88,777 (+3%) | $290,105 (+21.9%) Land $215,331 Building $74,774 |
| 2022 | $961.00 Senior Citizen's exemption | $86,192 | $237,995 Land $160,353 Building $77,642 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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