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911 S Ruby Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 911 S Ruby Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,344 sqft · built 2019
Lot Size0.121 acres (5,280 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Feb 2017)
Tax Bill$2,362 (2024)
Deeds & MortgagesMay 2017 Transfer
Mar 2017 Sale
Flood ZoneZone AE (high risk)
APN00486852-011400

Property Details

APN / Parcel Number

Primary APN00486852-011400
Alternative APNs
  • 12623800486852011400
  • 1598763

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area1,104 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialMetal
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,280 sqft (0.121 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area440 sqft
Deck Area525 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1598763
Old Parcel Number12623800486852011400
Street Address911 S RUBY DR
CityKEY LARGO
StateFL
Zip33037-3891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 911 S RUBY DR SILVER SHORES MOBILE HOME PARK PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 AND PT GOVT LOT 3 SEC 12 TWP
Legal Range38E
Legal Township62S
Legal Section12
Legal SubdivisionSILVER SHORES MOBILE HOMES
Legal Tract1
Legal Lot Number3,911
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2012
Census Tract970600

Owner

Source: Monroe County records · APN 00486852-011400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address911 S RUBY DR, KEY LARGO, FL 33037-3891
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 02, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 01, 2017Grant Deed, Transfer
SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 2017 · Amount on Record
Deed SaleFeb 01, 2017 · Amount on Record
Deed Document Number0002841868
Record UpdatedJun 08, 2026

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMay 02, 2017
Property Address911 S RUBY DR, KEY LARGO, FL 33037-3891
Document Number0028520649
Book / Page002852 / 000649
Instrument DateMar 24, 2017
Instrument2121376
Transaction TypeTransfer
Record UpdatedJun 14, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address911 S EMERALD DR KEY LARGO FL 330373814, KEY LARGO, FL 33037-3814

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE FL
Recording DateMar 01, 2017
Property Address911 S RUBY DR, KEY LARGO, FL 33037-3891
Document Number0028410868
Book / Page002841 / 000868
Instrument DateFeb 23, 2017
Instrument2112295
Transaction TypeTransfer
Record UpdatedMay 23, 2017
Title CompanySUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP

Transaction

AmountAmount Recorded
Tax$1,890.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5320 ATWATER DR CONCORD NC 280259466, CONCORD, NC 28025-9466

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$257,835 (+5.99%)$544,423 (+11.93%) Land $262,053 Building $282,370
2024$2,362.00 (+6.01%)
2023$2,228.00 (+5.44%) Homeowner's exemption$243,271 (+3%)$486,390 (+12.64%) Land $223,936 Building $262,454
2022$2,113.00 Homeowner's exemption$236,186$431,820 Land $166,761 Building $265,059

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

Based on FCC filings for 176 locations within half a mile of this property.

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