San Joaquin County property record for 913 Opal Ln, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1992 |
| Square Footage | 3,054 sqft Living Area |
| Lot Size | 8,243 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,049,000 (2025) |
| Tax Bill | $7,778.00 (2025) |
| Primary APN | 261-400-390-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,054 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Lot Area | 8,243 sqft (0.189 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 913 OPAL LN |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2257 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 87 FM 261-240-09 |
| Legal Subdivision | OLIVE GROVE ESTATES UNIT #2 |
| Legal Tract | 2089 |
| Legal Lot Number | 108 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-400-390-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 913 OPAL LN, RIPON, CA 95366-2257 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 19, 2022 | Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY |
| Aug 06, 2021 | Intrafamily Transfer, Transfer |
| Feb 13, 2018 | Deed of Trust, Mortgage · Line of Credit CENTRAL VALLEY COMMUNITY BANK |
| Feb 13, 2018 | Deed of Trust, Mortgage · Line of Credit CENTRAL VALLEY COMMUNITY BANK |
| Jan 18, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on Record |
| Deed Sale | Apr 14, 2025 · Amount on Record |
| Prior Sale | Mar 24, 2025 |
| Deed Doc Number | 2025-030535 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 19, 2022 |
| Property Address | 913 OPAL LN, RIPON, CA 95366-2257 |
| Document Number | 0000098857 |
| Map Reference | MB 28 PG 20 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022-098857 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | PO BOX 1759, MANTECA, CA 95336-1153 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 06, 2021 |
| Property Address | 913 OPAL LN, RIPON, CA 95366-2257 |
| Document Number | 0000131695 |
| Map Reference | MB 28 PG 20 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021-131695 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 913 OPAL LN, RIPON, CA 95366-2257 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 913 OPAL LN, RIPON, CA 95366-2257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000016696 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 2018-016696 |
| Name | CENTRAL VALLEY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FRESNO, CA 93720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 913 OPAL LN, RIPON, CA 95366-2257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000016808 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 2018-016808 |
| Name | CENTRAL VALLEY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FRESNO, CA 93720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 18, 2017 |
| Property Address | 913 OPAL LN, RIPON, CA 95366-2257 |
| Document Number | 0000007804 |
| Map Reference | MAP28 PG20 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 2017-007804 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 913 OPAL LN, RIPON, CA 95366-2257 |
| Document Number | 0000007805 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 2017-007805 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,778.00 (+3.85%) Homeowner's exemption | $725,359 (+4.04%) Land $254,164 Building $471,195 |
| 2023 | $7,490.00 (+1.64%) Homeowner's exemption | $697,195 Land $244,296 Building $452,899 |
| 2022 | $7,369.00 |
913 Opal Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 34th percentile of exposed land nationally · 20th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,500 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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